Refinance and Credit Guarantee Scheme for Women Entrepreneurs

Enhancing financial inclusion of women is one of the priority areas of the State Bank of Pakistan. In an effort to improve access to finance for women entrepreneurs in the country, a refinance and credit guarantee scheme has been launched by SBP.

Following are the main features of the scheme:

Target Market Women entrepreneurs all across the country
Maximum Financing Limit PKR 5.00 Million
Maximum Tenor 05 Years with (max) 06 months grace
End User mark-up rate 5% p.a
Purpose of Financing Setting up of new business or expansion of existing one
Risk Coverage As defined by SBP from time to time
Collateral requirements As per AKBL’s Credit Policy