Build the Future with Istisna Financing
Istisna is a Shari’ah-compliant financing solution that enables customers to place orders for the manufacturing, assembly, or construction of goods and projects to be delivered at a future date. The commodity is clearly defined in terms of type, quality, and quantity, ensuring full transparency and compliance.
Tailored for corporate, commercial, and SME clients, Istisna offers flexible financing based on floating profit rates linked to KIBOR, keeping your costs aligned with market trends. Financing limits are set in accordance with SBP Prudential Regulations, with maximum limits determined by facility approvals.
Whether it’s machinery, large-scale equipment, or construction projects, Istisna empowers your business to plan ahead and deliver with confidence.
Invest in tomorrow’s growth with Istisna Financing – Apply today!
| Description | Specific Product Details |
| Name of Product: | Istisna |
| Underlying Mode: | Istisna |
| Type of Product: | Corporate /Commercial / SME |
| Basis of Pricing/ Return: | Floating profit rate linked with KIBOR, will be offered keeping in view the prevailing market practices/dynamics. |
| Financing Limits: | Min / Max: Per party limit as per SBP Prudential Regulations / as per Facility approval |
| Tenors: | To meet working capital requirements Up-to 24 Months For fixed assets Up to 03 Years |
| Target Customers: | Corporate /Commercial / SME |
| Security/ Collateral | On a case-to-case basis e.g. Hypothecation, Charge on Assets, Mortgage of property, Pledge, lien on deposits etc. as per facility approval. |
