Halal Investments. Trusted Returns. Ethical Growth.
The Askari Halal Investment Account (AHIA) is tailored for those who value growth with peace of mind. Rooted in Shariah principles, AHIA offers flexible tenors, attractive profit distribution, and the security of investing with a trusted Islamic banking partner. Whether you’re planning for the future or seeking steady returns today, AHIA helps your money grow the right way, ethically and effectively.
Start Your Halal Investment Journey Today.
| Description | Specific Product Details |
| Name of Product: | Askari Islamic Investment Certificates (AIIC) |
| Underlying Mode: | Mudarabah |
| Acceptable Currency: | Pak Rupees |
| Type of Product: | Term Deposit |
| Minimum Balance Required: | Rs. 50,000/- (minimum investment amount) |
| Tenors: | 1 month, 3 months, 6 months, 1 year, 3 years, 4 years, 5 years |
| Profit Calculation: | Monthly |
| Periodicity of Profit Distribution: | For 1 month – 6 months tenor = at maturity For 1 year to 5 years tenor = monthly, quarterly and at maturity options |
| Service Charges (if any): | As per the Schedule of Charges – Islamic Banking |
| Other Features: |
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| Description | Specific Product Details |
| Name of Product | Askari Islamic Golden Pensioners Term Deposit |
| Underlying mode | Mudaraba |
| Acceptable Currency | PKR |
| Type of Product | Term Deposit |
| Minimum Balance Required | PKR 100,000 (Investment amount only) |
| Tenors | 1, 3 & 5 Years |
| Profit Calculation | Monthly |
| Periodicity of Profit Payment | Monthly/ Quarterly and Semi-Annually |
| Target Customers | Retired and Pensioners (Armed Forces/Government/ Private) |
| Service Charges (if Any) | As per Schedule of Charges (SOC), AKBL -Ikhlas |
| Other Features | Premature Withdrawal Option available. Chequing Account required for profit payment. |
| Description | Specific Product Details |
| Name of Product: | Askari Khas Islamic Deposit Account (AKIDA) |
| Underlying Mode: | Mudarabah |
| Acceptable Currency: | Pak Rupees |
| Type of Product: | Term Deposit |
| Minimum Balance Required: | Rs. 50,000,000/- |
| Tenors: | 1 Month, 3 Months, 6 months and 1 Year |
| Profit Calculation: | Monthly |
| Periodicity of Profit Distribution: | Monthly, quarterly & maturity |
| Service Charges (if any): | As per the Schedule of Charges – Islamic Banking |
| Other Features: | Premature withdrawal option is available A chequing account is required for AKIDA Issuance and profit payment |
| Description | Specific Product Details |
| Underlying Mode | Mudarabah |
| Acceptable Currency: | Pak Rupees |
| Type of Product: | Term Deposit |
| Minimum Balance: | Rs. 10,000/- (minimum investment amount) |
| Tenors: | 1 Year, 5 Years, 7 Years |
| Profit Calculation: | Monthly |
| Periodicity of Profit Distribution: | Monthly and Maturity |
| Target Customers: | Senior citizens (aged 55 or above) In the case of a joint account, one of the account holders must be of age 55 or above |
| Service Charges (if any): | As per the Schedule of Bank Charges – Islamic Banking |
| Other Features: |
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| Description | Specific Product Details |
| Underlying Mode: | Mudarabah |
| Acceptable Currency: | Pak Rupees |
| Type of Product: | Term Deposit |
| Minimum Balance: | Rs. 400,000/- |
| Tenors: | Minimum: 1 week Maximum: 2 weeks, 1 month, 3 months, 6 months |
| Profit Calculation: | Monthly |
| Periodicity of Profit Distribution: | 1 week to 1 month = At maturity 3 months to 6 months = Monthly |
| Target Customers: | Islamic Financial Institutions only |
| Service Charges (if any): | As per the Schedule of Charges – Islamic Banking |
| Other Features: | Withdrawals of funds are subject to written 24 hours notice for Rs. 10 – 200M deposit and 48 hours notice for Rs. 200M+ deposits. |
*Zakat and taxes are applicable as per law.
Following are the key features of the products offered under Askari Islamic Go Accounts:
*Early redemption schedule for AIIC shall apply.
