Related Information

Eligibility criteria will be as per SBP’s Prudential Regulations and Bank’s Credit Policies on case to case basis.
The SME Business is primarily managed as under:

Annual Turnover No of Employees Exposure
Small Enterprises (SE) Up to Rs. 150 Million 50 (Including contractual employees) Up to Rs. 25 Million ** from all FIs*
Medium Enterprises (ME) Above Rs. 150 Million to Rs. 800 Million Manufacturing & Service: 51 -250 Trading: 51 – 100
(including contractual employees)
Up to Rs. 200 Million ** from all FIs*

The following Segments/Sectors are covered by the bank for financing:

Segments Sectors
  • Trading
  • Manufacturing
  • Services
Wholesale and Retail Trade
Transport, Storage & Communication
Social Services (Education, Health, travel and Tourism, etc.)
Manufacturing (textile, chemical, food, feed, leather, paper, dairy, etc.)
Askari Ikhlas Islamic Banking will target SMEs in the following three regions, namely:

  • South Region
  • Central Region
  • North Region

List of cities is as under:

Central Region North Region South Region
  • Faisalabad
  • Multan
  • Gujranwala
  • Sialkot
  • Gujrat
  • Lahore
  • Chiniot
  • Sahiwal
  • Peshawar
  • Rawalpindi
  • Islamabad
  • Mardan
  • Chakwal
  • Quetta
  • Karachi
  • Hyderabad
  • Relationship Managers and Unit Heads along with Branch Managers initiate the case and submit complete file for the recommendation of the Head of Department.
  • After recommendations, the case is submitted to IBSD Credit Risk Department for review.
  • Recommendations are forwarded to respective approving committee as per discretionary powers already in place.
Following personnel may be contacted for queries regarding SME Financing:

    • Central Region

Mr. Sheikh Salman Tahir
Contact Number: 042-99268191

    • South Region

Mr. Salman Farrukh
Contact Number: 021-34370106

    • North Region

Mr. Haris Rafiq Butt
Contact Number: 051-9211474