| Particulars |
Details |
| Tenure of Loan |
1 to 7 years |
| Minimum Age of Borrower |
21 years |
| Maximum Age till Maturity of Loan |
62 years (Salaried)
65 years (SEB/SEP/Pensioner) |
Minimum Salary/Income
Permanent Employees
Contractual Employees
Pensioners
SEB/SEP (Branch Customers)
SEB/SEP (Non Branch Customers) |
Rs. 25,000/-
Rs. 40,000/-
Rs. 50,000/-
Rs. 40,000/- Average Balance
Rs. 65,000/- Average Balance |
Minimum Employment – Salaried
SEB/SEP (Branch Customers)
SEB/SEP (Non Branch Customers) |
Overall 1 year & 6 months with current employer
1 year in same profession
1 year in same business/profession |
| Finance Amount (subject to DBR) |
Rs. 200,000/- to Rs. 20 Million |
| Minimum Equity Requirement |
New/Used/Imported (<= 1800 CC) - 20%
Used/Imported (>1800 CC) – 30% |
Mark-up Rates
Salaried
SEB/SEP |
Branch Customer: 1 Year KIBOR + 4%
Non-Branch Customer: 1 Year KIBOR + 4.5%
Branch Customer : 1 Year KIBOR + 4.5%
Non-Branch Customer : 1 Year KIBOR + 5% |
| Used/Imported Vehicle: |
All Segments : 1 Year KIBOR + 5% |
Documents Mainly Required:
- Application Form duly filled in all respects
- Copy of valid CNIC
- Salary Slip / Proof of Income
- Bank Statement
- Copy of the latest utility bill with no overdue in current month
- 2 Passport size photographs
- Biometric Verification
You can apply by visiting our Branches or by calling at our 24 hrs call center at 111-000-787. Our dedicated staff will help you complete your loan application form and other formalities.
You can also submit your details here, our staff will contact you.
