Askari Mastercard Overview

Which one best suits you? At Askari Bank, we are offering a wide range of Mastercard Credit Cards:

  • Classic
  • Gold
  • Platinum
  • Corporate
Particulars Details
Minimum Age of Borrower 21 years
Maximum Age of Borrower 60 years (Salaried)
65 years (SEB/SEP/Pensioner)
Minimum Salary/Income
Permanent Employees
Contractual Employees
Pensioners
SEB/SEP (Branch Customers)
SEB/SEP (Non Branch Customers)		 Rs. 25,000/-
Rs. 35,000/-
Rs. 50,000/-
Rs. 50,000/- Average Balance
Rs. 50,000/- Average Balance
Minimum Employment – Salaried
SEB/SEP (Branch Customer)
SEB/SEP (Non Branch Customers)		 Overall 1.5 year & 3 months with current employer
1 Year in same profession
2 Years in same profession
Finance Amount (subject to DBR) Rs. 30,000/- to Rs. 2 Million
(70% Cash Advance Facility)
Top Up/Limit Enhancement After one year
Documents mainly required:

  • Application Form duly filled in all respects
  • Copy of valid CNIC
  • Salary Slip / Proof of Income
  • Bank Statement
  • Copy of the latest utility bill with no overdue in current month
  • 2 Passport size photographs
  • Biometric Verification
Features Details
Askari Online Reward Redemption Program: Askari Bank reward program is our way of thanking you for selecting our card.
Askari MasterCard gives you extra value for the money you spend. For every Rs.50 you spend, you earn 1 reward point which is redeemable against countless product offerings at just a swipe of card at selected brands across Pakistan. The accumulated points appear on your monthly billing statement or you can call Askari MasterCard helpline at +92-51-111-000-787 to know your current reward points balance.
EPP (Extended Payment Plans): Shop Now, Pay Later; with flexible Extended Payment Plans (EPP) on Askari MasterCard. Gone are the days when you could only avail instalment plans for the payment of certain high-end products. Askari MasterCard now allows you to convert any retail transaction worth Rs.10,000 or more into a monthly repayment plan, so that you can spend now and pay later in easy monthly instalments.
Worldwide Acceptability: You can withdraw cash against your sanctioned credit limit as cash advance in Pakistan and around the World through ATMs displaying a MasterCard, 1-Link, Cirrus & Maestro logo or designated AKBL branches, during banking hours.
24-Hour Helpline: With Askari MasterCard, you are just a phone call away from the assistance you need. Our Askari MasterCard Helpline Officers are available 24 hours a day, 7 days a week. To register complaints and to get response to your queries, please call UAN: +92-51-111-000-787. For Karachi, Lahore, Rawalpindi & Islamabad.
Supplementary Cards: Save yourself the inconvenience of applying for a separate Askari MasterCard for your loved ones. You can request up to 5 supplementary cards when you apply for your own card. You will receive a consolidated monthly account statement which covers all cards. This offer is available to your loved ones over 18 years of age.
Lost Or Stolen Cards: Please report loss or theft of your Askari MasterCard immediately at our Customer Services UAN:+92-51-111-000-787 for Karachi, Lahore and Rawalpindi/Islamabad. Once you have registered the loss of your credit card, your liability against its fraudulent use will be limited and we will issue a replacement card upon your request within 2-3 working days.
Complimentary Lounges At Airports: Next time you travel Internationally, be our privileged guest at CIP Lounge at Jinnah Int’l Airport Karachi, CIP Lounge at Allama Iqbal Int’l Airport Lahore & Airline Lounge at Islamabad Int’l Airport. Moreover, Local and Int’l CIP Lounges at Multan Int’l Airport are also included for privilege services. Gold, Platinum, Corporate and World Credit Cardholders are eligible for CIP Lounge facility. Your Askari MasterCard entitles you to a host of complimentary services including:

  • Snacks and beverages
  • Internet, telephone and fax
  • Newspaper & magazine
  • Leading TV Channels
  • Flight information
  • Laptop & Cellular Phone etc charging facility
  • Qualified, trained and well behaved staff at service
  • 01 guest is allowed free of cost with Platinum, Corporate & World Cardholders
Business Lounge Facility at International Airports (for Platinum Cardholders only): Askari Mastercard Platinum credit card customers can relax and unwind before the flights by availing the Business Lounge facility at several International airports across the Globe by simply presenting their Askari Mastercard Platinum credit card to gain access to the lounges. For lounges managed by LoungeKey, customers need to present their Askari Platinum Mastercard credit card at the lounge and mention “LoungeKey” at the reception to gain access.Lounge access is for cardholders only—guests are not covered. Primary and supplementary cardholders must show individual Platinum credit cards to avoid guest charges.

For further information, please visit www.loungekey.com/mcworld

SHOW VALID ASKARI PLATINUM MASTERCARD CARD AT LOUNGE TO GET ACCESS

AMMAN
Petra VIP Lounge, Main Terminal,
Queen Alia Int’l Airport, Amman, Jordan		 JEDDAH
First Class Lounge, North Terminal, King Abdulaziz Int’l Airport, Jeddah, Saudi Arabia
CAIRO
First Class Lounge,
Terminal 1, 2 & 3, Cairo Int’l Airport, Cairo, Egypt		 ABU DHABI
Mastercard Diamond Lounge,
VIP Terminal,
Abu Dhabi Int’l Airport, Abu Dhabi,
United Arab Emirates
DUBAI
Marhaba Lounge, Terminal C1,
Terminal 1, Concourse D,
Terminal 3, Concourse C,
Terminal 3, Concourse B,
Terminal 3, Concourse A,
Dubai Int’l Airport, Dubai,
United Arab Emirates		 KUWAIT
Premier Lounge, Main Terminal
Kuwait Int’l Airport, Kuwait

SHOW VALID ASKARI PLATUNUM MASTERCARD CARD AT LOUNGE, MENTION ‘LOUNGE KEY’ TO GET ACCESS

BRUSSELS
Diamond Lounge, Main Terminal,
Brussels Airport, Brussels, Belgium		 AMSTERDAM
Aspire Lounge (No.41), Terminal 3,
Amsterdam Schiphol, Amsterdam,
Netherlands
TORONTO
Plaza Premium Lounge (Int’l Departures), Terminal 1,
Toronto Lester B. Pearson Int’l, Toronto, Canada		 SINGAPORE
SATS Premier Lounge, Terminal 3,
Singapore Changi Int’l, Singapore
PARIS
Star Alliance Lounge, Terminal 1,
Paris Charles de Gaulle, Paris, France		 BARCELONA
Sala VIP Miro, Terminal 1,
Barcelona El Prat, Barcelona,
Spain
FRANKFURT
Sky Lounge, Terminal 2,
Frankfurt Main, Frankfurt,
Germany		 BANGKOK
Miracle First Class Lounge,
Int’l Concourse G,
Bangkok Suvarnabhumi Int’l,
Bangkok, Thailand
HONG KONG
Plaza Premium Lounge, Terminal 1,
Hong Kong SAR, Hong Kong		 ISTANBUL
Primeclass CIP Lounge,
Int’l Terminal,
Istanbul Ataturk Havalimani, Istanbul, Turkey
ROME
Le Anfore Lounge, Terminal 3,
Rome Fiumicino, Rome, Italy		 LONDON
Aspire, The Lounge and Spa at LHR T5, Terminal 5,
London Heathrow, London,
United Kingdom
KUALA LUMPUR
Plaza Premium Lounge, Terminal 1,
Kuala Lumpur Int’l, Kuala Lumpur,
Malaysia		 NEWYORK
Wingtips Lounge, Terminal 4,
New York NY JFK Int’l, New York,
USA
CASABLANCA
Pearl Lounge (Departures),
Terminal 2, Mohammed V Int’l,
Casablanca, Morocco
Rental Services (for Platinum Mastercard only): 15% discount is available at Avis Car Rental Services
European Shopping Villages Offers (for Platinum Mastercard only): The Bicester Village Shopping Collection™
exclusive discount offers at Shopping Villages throughout Europe
Personal Accident Insurance- Common carrier:

This insurance provides cover to Askari Bank World/Corporate/Platinum/Gold cardholders while travelling anywhere in the world against accidental death and permanent disablement as per Contingency Scale mentioned below provided if the accidental death and/or permanent disablement is caused due to accident to the carrier (operated as authorised mean of public transport) subject always to the condition that the ticket of travelling in the public transport is bought by using Askari Bank’s Credit Card. (Certain Terms & Conditions apply)

Coverage

Accidental Death 100.0%
Permanent Total Disablement
Permanent Loss of Both Eyes or Two Limbs 100.0%
Permanent Total Loss of One Eye and One Limb 75.0%
Permanent Total Loss of One Eye or One Limb 50.0%
Permanent Total Loss of Finger or Thumb or Toe 10.0%
Loss Arm above the elbow 50.0%
Loss Arm below the elbow 45.0%
Permanent total Deafness (both ears) 50.0%
Permanent total Deafness (one ear) 10.0%
Loss of leg above knee 50.0%
Loss of leg below knee 35.0%
Other Permanent total disablement
(Compensation payable until sum insured reached)		 5.0% per annum
Temporary total disablement
(Compensation payable to 52 weeks)		 0.6% per week
max Rs. 1,800
Temporary partial disablement
(Compensation payable to 52 weeks)		 0.2% per week
max Rs. 600

In case of ACCIDENTAL DEATH, the company shall indemnify the insured up-to 5% of the Capital Sum Insured (maximum RS. 5,000/-) as funeral or transport charges of the dead body to the heirs.

In case of ACCIDENTAL INJURY, the company shall indemnify the insured upto 5% of the Capital Sum Insured (maximum RS. 5,000/-) as emergency medical expenses and conveyance charges to the nearest hospital.

FIR is required in situation where necessary.
No cover in case the accidental death and/or disablement results due to kidnap. Kidnap and ransom is excluded altogether.
No cover for any kind of dangerous sports activities.
No cover for long term disability and/or salary/income loss resulting from accidental death and/or disablement.
No cover for losses from accident or injury to professional sports men, women, ship crews, stevedores, professional divers, member of military, security services or operations (Navy, Armed Forces, Air Forces, Police and Security Guards) and unnamed/unidentified individuals.
Insurance doesn’t cover any loss, damage, cost or expense or whatsoever nature directly or indirectly caused by, resulting from, happening through, arising out of or in connection with any of the under mentioned occurrence:

1. War, Strike, Riot and Civil Commotion Exclusion
2. Nuclear Risk Exclusion
3. Cyber risks and liability Exclusion
4. Sanction Limitation Exclusion
Travel Inconvenience Insurance:

This policy shall cover loss due to delay of flight, delay of baggage and loss of/ or damage to the baggage of the insured credit cardholder travelling outside Pakistan provided always that the ticket has been bought by using Askari bank’s Credit Card to travel outside Pakistan.
(certain terms & conditions apply)

Minimum delay in flight or baggage 06 Hours(Per Loss)
Geographical Limit Worldwide excluding Pakistan
Delay of Flight PKR 10,000
Delay of Baggage PKR 10,000
Loss of/or damage to Baggage PKR 20,000

Insurance doesn’t cover any loss, damage, cost or expense or whatsoever nature directly or indirectly caused by, resulting from, happening through, arising out of or in connection with any of the under mentioned occurrence:

  • War, Strike, Riot and Civil Commotion Exclusion
  • Nuclear Risk Exclusion
  • Cyber risks and liability Exclusion
  • Sanction Limitation Exclusion
Discount and Promotions: Your Askari MasterCard also brings you a host of special discount and promotions across Pakistan. Remember to check your credit card statement inserts and our web-site for more information about ongoing promotions.

You can apply by visiting our Branches or by calling at our 24 hrs call center at 111-000-787. Our dedicated staff will help you complete your card application form and other formalities.

You can also submit your details here, our staff will contact you.