Askari Mastercard Overview

Which one best suits you? At Askari Bank, we are offering a wide range of Mastercard Credit Cards:

  • Classic
  • Gold
  • Platinum
  • Corporate
Askari Gold and Platinum Mastercard Credit Cards Benefits
Feature(s) Details
24-Hour Helpline With Askari Mastercard, you are just a phone call away from the assistance you need. Our Askari Mastercard Helpline officers are available 24 hours a day, 7 days a week. To register complaints and to get response to your queries, please call UAN: +92-51-111-000-787
Supplementary Cards Save yourself the inconvenience of applying for a separate Askari Mastercard for your loved ones. You can request up to 5 supplementary cards when you apply for your own card. You will receive a consolidated monthly account statement which covers all cards. This offer is available to your loved ones over 18 years of age. (T&Cs apply)
Lost or Stolen Cardss Please report loss or theft of your Askari Mastercard immediately at our Customer Services UAN:+92-51-111-000-787. Once you have registered the loss of your credit card, your liability against its fraudulent use will be limited and we will issue a replacement card upon your request within 2-3 working days.
Cash for Card (CFC)
Worldwide Acceptability 		You can withdraw cash against your sanctioned credit limit as cash advance in Pakistan and around the World through ATMs displaying a MasterCard, 1-Link, Cirrus & Maestro logo or designated AKBL branches, during banking hours. (T&Cs apply)
Askari Reward Redemption Program Askari Bank reward program is our way of thanking you for selecting our card.
Askari Mastercard gives you an extra value for the money you spend. For every Rs. 50 you spend, you earn (02) two reward points which is redeemable through Voucher Based Reward Points Redemption Program at selected brands across Pakistan and Reward Catalogue. The accumulated points appear on your monthly billing statement or you can call Askari Bank’s 24/7 helpline at +92-51-111-000-787 to know your current reward points balance. (T&Cs apply)
Extended Payment Plans (EPP) Shop Now, Pay Later; with flexible Extended Payment Plans (EPP) on Askari Mastercard. Gone are the days when you could only avail instalment plans for the payment of certain high-end products. Askari Mastercard now allows you to convert any retail transaction worth Rs.10,000 or more into a monthly repayment plan, so that you can spend now and pay later in easy monthly instalments. (T&Cs apply)
Flexible Credit Plans (FCP) Askari Credit Cards offer installment plans at 0% Markup Rate* for a wide variety of products. Pay back in easy monthly installments of up to 24 months.
* 0% Mark up varies from product to product (T&Cs Apply)
Balance Transfer Facility (BTF) Askari Bank now brings fast track “Balance Transfer Facility” with only 2% mark-up rate per month. You can pay your other bank’s Credit Card debts through “Askari Credit Card Balance Transfer Facility” and pay back in easy equal monthly installments. (T&Cs apply)
E-Commerce (3D Secure) Your Askari Mastercard Credit Card is now protected by “Mastercard SecureCode” using 3D Secure Platform of internet-based transactions. With this service, when you use your Askari Mastercard Credit Card on websites that have incorporated the “Mastercard SecureCode” sign, you will receive a One Time Password (OTP) by SMS, on your registered mobile number that would be required to complete your transaction. This will add an extra layer of security while you shop online. (T&Cs apply)
Monthly eStatement Askari Credit Cards offers paperless convinience, you can get free of cost e-Statement on your registered email address.
(T&Cs Apply)
SMS Alert Askari Credit Cards offers transaction alerts on your registered mobile number.
(T&Cs apply)
Utility Bill Payments Askari Bank Account holders can also pay Utility Bills through Askari Bank’s website and Mobile Banking Application
(T&Cs apply)
Complimentary Lounges at Airports
(For Askari Gold, Platinum and Corporate Mastercard Credit Cards Only)

Next time you travel Internationally, be our privileged guest at CIP Lounge at Allama Iqbal Int’l Airport Lahore & Airline Lounge at Islamabad Int’l Airport. Moreover, Local and Int’l CIP Lounges at Multan Int’l Airport, CIP Lounge at Faisalabad Int’l Airport, CIP Lounge at Peshawar Int’l Airport are also included for privilege services. Gold, Platinum and Corporate Credit Cardholders are eligible for CIP Lounge facility. Your Askari Mastercard entitles you to a host of complimentary services including:

  • Snacks and beverages
  • Internet, telephone and fax
  • Newspaper & magazine
  • Leading TV Channels
  • Flight information
  • Laptop & Cellular Phone etc charging facility
  • Qualified, trained and well behaved staff at service
  • One (01)guest is allowed free of cost with Gold, Platinum & Corporate Cardholders

Rs. 1/- will be charged on Askari Mastercard Credit Card for each cardholder and every accompanying guest. (T&Cs apply)
Complimentary Majestic Lounge Services at Airports
(For Askari Gold, Platinum and Corporate Mastercard Credit Cards Only)

Enjoy Majestic lounges that are one-of-a-kind finest Lounge Services. With Askari Corporate, Platinum and Gold Mastercard Credit Cards, avail premium quality services of Majestic lounges while you travel abroad through Jinnah International Airport, Karachi and Bacha Khan International Airport, Peshawar.
Rs. 1/- will be charged on Askari Mastercard Credit Card for each cardholder and every accompanying guest.
One (01) free of cost guest is allowed with Askari Corporate, Platinum and Gold Mastercard Credit Cards.

Note: At Jinnah International Airport Karachi, if you avail services of Majestic Lounge while waiting for the same flight, only the first lounge services will be Complimentary. However, the bank will charge $12+Tax (equivalent in PAK Rupees, as per prevailing exchange rate) per person per visit on your Askari Credit Card for the services availed at the second lounge.

The complimentary services include:

FEATURES

  • Exclusive Cigar Lounge
  • High Quality Food Service
  • Opulent Seating
  • Gourmet dining
  • High-Speed Wi-Fi
  • Business Center
  • Newspapers & Magazines
  • Flight Information & Announcements
  • Charging Stations


FAST TRACK
Fast Track offers following exclusive services for the customers:

  • Fast Track throughout immigration & security
  • Hand baggage trolleys on request
  • Complimentary welcome drink
  • Free Porter service
  • Free Golf Cart service on request
  • Dedicated one to one service
  • Available on Askari Corporate and Platinum Mastercard Credit Cards.
Business Lounge Facility at International Airports (for Platinum Cardholders only) Askari Platinum Mastercard credit card customers can relax and unwind before the flights by availing the Business Lounge facility at several International airports across the globe. You can now enjoy a fully contactless and digital experience to enter international airport lounges with access to a network of 25+ selected lounges. You can simply access through the Mastercard Airport Pass app to enjoy the new Airport Lounge benefits

How to use:

Download the Mastercard Airport Pass MEA app from Google Play or the App Store https://downloadapp.dragonpass.com.cn/mastercardairport-pass-mea
Register your Askari Platinum Mastercard Credit Card
Search for the lounges near you and clearly view if you are eligible for complimentary access
Generate and present a QR code at the lounge reception to access the lounge
Alternatively, you can also use the web solution https://mastercardmea.dragonpass.com to register the eligible Askari Mastercard Credit Card and print the membership document containing the QR code and DragonPass membership number to show the physical paper at lounges to gain access.

FAQs:

The airport lounge access is now digital and contactless via the Mastercard Airport Pass app: You can generate a QR code through the app or if offline, share your membership number from the app
Access based on physical Mastercard card or Priority Pass card is longer accepted
Primary and supplementary cardholders need to register their individual Askari Mastercard Credit cards in order to avoid guest charges.
$32 will be charged per accompanying guest to the cardholders

Customer benefits:

The Mastercard Airport Pass MEA app brings many benefits with the prevailing health safety concerns:

Simple app download from Google Play™ or App Store
Easy registration and ability to enroll multiple Mastercard cards within the same app
Geolocation capability which displays the lounges nearby
Clear benefit entitlement displayed for the cardholder’s specific Askari Mastercard Credit Card
Touchless entry at the lounge using a quick response (QR) code (offline lounge access possible using customer membership number available within the app)
Encouraging top-of-wallet behavior with ability to purchase accompanying guest passes from the same card on the app
Ability to view Visit history
Receiving e-receipts for applicable charges
End-to-end digital fulfillment (access only through mobile app QR code and not by showing Askari Mastercard Credit Card physically)
Priceless Specials Pakistan
(For Askari Gold and Platinum Mastercard Credit Cards Only) 		Download the Mastercard app, enjoy Priceless Specials’ offers, and make the most of your Askari Mastercard Credit Card in Pakistan with generous discounts on retail, dining, travel and entertainment experiences
(T&Cs apply)
Farfetch.com online shopping Discount Enjoy 10% off incredible fashion using Askari Platinum and World Mastercard Credit Cards on Farfetch when spending $200 or above. Visit farfetch.com and use check out code MC10MEA
Priceless™ Cities
(For Askari Gold and Platinum Mastercard Credit Cards Only)		 Enjoy exclusive access to dining, travel and entertainment experiences all over the world with Priceless Cities offers from Mastercard. Visit Priceless.com to find out more
(T&Cs apply)
Careem Chauffeur Service
(For Askari Gold and Platinum Mastercard Credit Cards Only)		 You can use your Askari Mastercard Credit Cards on Careem app and get 20% off 3 rides every month. You can avail the offer by using ‘MASTERCARD’ ” into the Promo Code tab on the checkout screen. The offer is valid until 30 June 2023
(T&Cs apply)
IHG Hotels & Resorts Offer
(For Askari Gold and Platinum Mastercard Credit Cards Only)		 Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book at http://www.ihg.com/mastercardoffer.
(T&Cs apply)
Up to 10% cash back with Booking.com
(For Askari Gold and Platinum Mastercard Credit Cards Only) 		Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book at http://www.ihg.com/mastercardoffer.
(T&Cs apply)
Rentalcars.com Discount
(For Askari Gold and Platinum Mastercard Credit Cards Only) 		Enjoy 10% off car rental when booking on Rentalcars.com
(T&Cs apply)
Avis Car Rental and Chauffeur Discount
(For Askari Gold and Platinum Mastercard Credit Cards Only) 		Enjoy up to 35% off Avis car rental. Visit avisworld.com/mastercardmea and book with your Askari Mastercard Credit Card
(T&Cs apply)
Budget Truck & Car Rental Discount
(For Askari Gold and Platinum Mastercard Credit Cards Only) 		Get up to 10% off on your next car or truck rental with Budget. Visit www.budgetinternational.com/mastercard.
(T&Cs apply)
Cleartrip.com Discount
(For Askari Platinum Mastercard Credit Cards Only) 		Get 8% off when you book your flight or hotel on Cleartrip using your Askari Platinum Mastercard Credit Card. Enter promo code “MCPLATINUM” at Cleartrip. Cleartrip Wallet amount cannot be used for this offer. For more information; visit: www.cleartrip.com/mastercard
(T&Cs apply)
Lingokids Discount
(For Askari Gold and Platinum Mastercard Credit Cards Only) 		Join the learning adventure with Lingokids today! Subscribe with your Askari Mastercard Credit Card to enjoy 2 months of Lingokids for free and then enjoy 30% off monthly subscriptions afterwards
(T&Cs apply)
FiiT Discount
(For Askari Gold and Platinum Mastercard Credit Cards Only) 		Achieve your fitness goals wherever you are, whenever you want with Fiit. Subscribe to Fiit.tv & Pay with your Askari Mastercard Credit Card and enjoy 25% off on your first subscription payment
(T&Cs apply)
Bicester Village Shopping Collection Discount
(For Askari Platinum Mastercard Credit Cards Only) 		Shop luxury in style with VIP discounts at the Bicester Village Shopping Collection across Europe. Visit thebicestervillageshoppingcollection.com/mastercard-mea for more.
(T&Cs apply)
MyUS Shipping Premium Membership
(For Askari Platinum Mastercard Credit Cards Only) 		Shop over 100,000 MyUS retailers with Free Premium Membership, account set-up and 30% off shipping to anywhere, with your Askari Mastercard Credit Card. Visit myus.com/welcome/Mastercardpremium to register
(T&Cs apply)
Farfetch.com online Shopping Discount
(For Askari Platinum Mastercard Credit Cards Only) 		Enjoy 10% off incredible fashion with Askari Mastercard Credit Cards and Farfetch when spending $200 or above. Visit farfetch.com and use check out code “MCMEAFF10”. The discount is eligible off full priced items only. Certain brands are excluded from the offer.
(T&Cs apply)
“Mastercard Gamer Pass” with Go Gamer
(For Askari Gold and Platinum Mastercard Credit Cards Only) 		Get your Mastercard Gamer Pass to participate in one of the biggest gaming community consisting of online coaching sessions and online tournaments & win prizes. Use you Askari Mastercard Credit Card to register. Visit www.gogamers.tech
(T&Cs apply)
Medical Tourism Concierge
(For Askari Gold and Platinum Mastercard Credit Cards Only) 		Get up-to 10%* discount on surgeries and procedures when you pay with your Askari Mastercard Credit Cards visit: www.vaidam.com/mastercard-offers
(T&Cs apply)
Purchase Protection
(For Askari Platinum Mastercard Credit Cards Only) 		Automatically Protect your purchases from theft or accident for 180 days with Purchase Protection on Askari Platinum Mastercard Credit Card
Per occurrence: USD 2.000
Annual Aggregate: USD 5,000
Food Panda Food Delivery Discounts
(For Askari Gold and Platinum Mastercard Credit Cards) 		Order your Food with Foodpanda using you Askari Gold and Platinum Mastercard Credit Cards and use the relevant promo code to avail the discount.
For Askari Platinum Mastercard Credit Cards, use the promo code MC30 to get 30% or max PKR 300 off on 4 orders per month on a minimum order value of PKR 700.
For Askari Gold Mastercard Credit Cards, use the promo code MC20 to get 20% or max PKR 200 off on 4 orders per month on a minimum order value of PKR 500.
You can avail the discount from Mondays to Fridays only and the discount is valid on food orders only.
Discount and Promotions Your Askari Mastercard also brings you a host of special discount and promotions across Pakistan. Remember to check our web-site for more information about ongoing promotions. (T&Cs apply)

To view the flyer of Askari Mastercard Credit Cards, please click here

Particulars Details
Minimum Age of Borrower Salaried: 21 Years
SEB/SEP : 23 Years
Maximum Age of Borrower 62 years (Salaried)
65 years (SEB/SEP/Pensioner)
Minimum Salary/Income
Permanent EmployeesContractual EmployeesSEB/SEP (Branch Customers)
SEB/SEP (Non Branch Customers)		 *Approved Companies : 30,000/-
Non-Approved Companies : 35,000/-*Approved Companies : 40,000/-
Non-Approved Companies : 45,000/-Rs. 55,000/- Average Balance
Rs. 100,000/- Average Balance
Finance Amount (subject to DBR) Rs. 30,000/- to Rs. 2 Million
(70% Cash Advance Facility)
Top Up/Limit Enhancement After one year

* Click here to see list of approved companies.

Documents mainly required:

  • Application Form duly filled in all respects
  • Copy of valid CNIC
  • Salary Slip / Proof of Income
  • Bank Statement
  • Copy of the latest utility bill with no overdue in current month
  • 2 Passport size photographs
  • Biometric Verification

You can apply by visiting our Branches or by calling at our 24 hrs Voice & Virtual Center at 111-000-787. Our dedicated staff will help you complete your card application form and other formalities.

You can also submit your details here, our staff will contact you.

1.Who can apply for AKBL Credit Card Facility?

  • Salaried Individuals
  • Self Employed Businessman/Woman (SEB)
  • Self Employed Professionals (SEP)
  • Specially Abled Persons/Visually Impaired Person/Persons with Disabilities (PWD), Women.
  • Individuals having verifiable source of income can apply for Askari Mastercard Credit Card.


2.What is the minimum age for applying Askari Mastercard Credit Card?
    Minimum 21 years old & Pakistani resident, can apply for Askari Mastercard Credit Card.

3. What is the maximum age for applying Askari Mastercard Credit Card?
    Salaried (Permanent): 60 years
    Salaried (Contractual)/ Pensioners/SEB/SEP: 65 years

4.Can overseas Pakistanis obtain Credit Card facility from AKBL?
    Yes. The individuals maintaining FC account with AKBL, Remittances/ Roshan Digital     Account holders/ Holders of Naya Pakistan Certificates can apply for Askari MasterCard     Credit Cards on lien basis.

    Note: Facility can only be allowed in case of FC joint account maintaining with AKBL     (one person should be residing in Pakistan).

5. What is the minimum and maximum financing amount ?
    Clean facility, Minimum Rs. 30,000/- and maximum up to 3.0 Million or as per 40% Debt     Burden Ratio subject to SBP PRs.

6. What would be the financing tenure?
    Askari Credit Card is an Evergreen facility & renewable after expiry of credit card.

7. What is the minimum monthly income criterion?
    GOP / Semi Govt. / Autonomous Bodies etc: Permanent, Rs. 35,000/- Contractual,
     Rs. 45,000/- Approved Company: Permanent, Rs. 40,000/- Contractual, Rs. 60,000/-
    Non-Approved(Salary account with AKBL): Rs. 70,000/- Contractual, Rs. 80,000/-

8. In which area of the country one can avail Credit Card facility ?
    Credit Card can be availed from all cities / Areas without discrimination.

9. What is the Application processing time?
    The processing time of Credit Card facility is 10 working days form login till approval     subject to complete application with required documents.

10. What is the Application Processing Charges?
    Processing Charges will be as per prevailing Bank’s Schedule of Charges (SOC).

11. What happens if I fail to fulfill your payment obligations?
    In case of overdue / default, recovery department of AKBL will contact you, your loan     related details will be reported to Credit Bureau. Late payment and cheque return charges     may also be applicable as per prevailing schedule of charges. Legal proceeding may also     be initiated by the Bank.

12. How will I get update of my Credit Card Application?
    Our Sales/ front end staff is quite supportive and always there to serve you. You can     visit/ call or send email at our Customer Services center(s) as well.
    Email Address: CustomerServices@askaribank.com.pk

    Note: Askari Bank can reject any application as per Bank’s criteria.

13. What is the Maximum International Spend Limit?
    As per SBP directives w.e.f Nov 1, 2022 industry-wide annual maximum limit of USD
    30,000/- per individual on card-based (debit/credit and virtual cards) cross-border
    transactions are applicable. It is the primary responsibility of a customer to ensure that his/
    her annual limit is not breached at any time.
    In order to avoid any inconvenience, you are requested to please restrict your international
    spending within the defined limit.
    Cross-border commercial payments through cards issued to individuals are not
    permissible.