Askari Mastercard Overview

Which one best suits you? At Askari Bank, we are offering a wide range of Mastercard Credit Cards:

  • Classic
  • Gold
  • Platinum
  • Corporate
Particulars Details
Minimum Age of Borrower Salaried: 21 Years
SEB/SEP : 23 Years
Maximum Age of Borrower 62 years (Salaried)
65 years (SEB/SEP/Pensioner)
Minimum Salary/Income
Permanent EmployeesContractual EmployeesSEB/SEP (Branch Customers)
SEB/SEP (Non Branch Customers)
*Approved Companies : 30,000/-
Non-Approved Companies : 35,000/-*Approved Companies : 40,000/-
Non-Approved Companies : 45,000/-Rs. 55,000/- Average Balance
Rs. 100,000/- Average Balance
Finance Amount (subject to DBR) Rs. 30,000/- to Rs. 2 Million
(70% Cash Advance Facility)
Top Up/Limit Enhancement After one year

* Click here to see list of approved companies.

Documents mainly required:

  • Application Form duly filled in all respects
  • Copy of valid CNIC
  • Salary Slip / Proof of Income
  • Bank Statement
  • Copy of the latest utility bill with no overdue in current month
  • 2 Passport size photographs
  • Biometric Verification
Features Details
Askari Reward Redemption Program: Askari Bank reward program is our way of thanking you for selecting our card.
Askari Mastercard gives you extra value for the money you spend. For every Rs. 50 you spend, you earn 1 reward point which is redeemable through Voucher Based Reward Points Redemption Program at selected brands across Pakistan and Reward Catalogue. The accumulated points appear on your monthly billing statement or you can call Askari Bank’s 24/7 helpline at +92-51-111-000-787 to know your current reward points balance.
EPP (Extended Payment Plans): Shop Now, Pay Later; with flexible Extended Payment Plans (EPP) on Askari MasterCard. Gone are the days when you could only avail instalment plans for the payment of certain high-end products. Askari MasterCard now allows you to convert any retail transaction worth Rs.10,000 or more into a monthly repayment plan, so that you can spend now and pay later in easy monthly instalments.
Worldwide Acceptability: You can withdraw cash against your sanctioned credit limit as cash advance in Pakistan and around the World through ATMs displaying a MasterCard, 1-Link, Cirrus & Maestro logo or designated AKBL branches, during banking hours.
24-Hour Helpline: With Askari MasterCard, you are just a phone call away from the assistance you need. Our Askari MasterCard Helpline Officers are available 24 hours a day, 7 days a week. To register complaints and to get response to your queries, please call UAN: +92-51-111-000-787. For Karachi, Lahore, Rawalpindi & Islamabad.
Supplementary Cards: Save yourself the inconvenience of applying for a separate Askari MasterCard for your loved ones. You can request up to 5 supplementary cards when you apply for your own card. You will receive a consolidated monthly account statement which covers all cards. This offer is available to your loved ones over 18 years of age.
Lost Or Stolen Cards: Please report loss or theft of your Askari MasterCard immediately at our Customer Services UAN:+92-51-111-000-787 for Karachi, Lahore and Rawalpindi/Islamabad. Once you have registered the loss of your credit card, your liability against its fraudulent use will be limited and we will issue a replacement card upon your request within 2-3 working days.
Complimentary Lounges At Airports: Next time you travel Internationally, be our privileged guest at CIP Lounge at Allama Iqbal Int’l Airport Lahore & Airline Lounge at Islamabad Int’l Airport. Moreover, Local and Int’l CIP Lounges at Multan Int’l Airport are also included for privilege services. Gold, Platinum, Corporate and World Credit Cardholders are eligible for CIP Lounge facility. Your Askari MasterCard entitles you to a host of complimentary services including:

  • Snacks and beverages
  • Internet, telephone and fax
  • Newspaper & magazine
  • Leading TV Channels
  • Flight information
  • Laptop & Cellular Phone etc charging facility
  • Qualified, trained and well behaved staff at service
  • 01 guest is allowed free of cost with Platinum, Corporate & World Cardholders

  • Rs. 1/- will be charged on Askari Mastercard Credit Card for each cardholder and every accompanying guest.

Complimentary Majestic Lounge Services at Airports:

Enjoy Majestic lounges that are one-of-a-kind finest Lounge Services. With Askari World, Corporate, Platinum and Gold Mastercard Credit Cards, avail premium quality services of Majestic lounges while you travel abroad through Jinnah International Airport, Karachi and Bacha Khan International Airport, Peshawar.
Rs. 1/- will be charged on Askari Mastercard Credit Card for each cardholder and every accompanying guest.
Two (02) free of cost guests are allowed with Askari World Mastercard Credit Card and one (01) free of cost guest is allowed with Askari Corporate, Platinum and Gold Mastercard Credit Cards.

Note: At Jinnah International Airport Karachi, if you avail services of both Majestic Lounge and CIP Lounge while waiting for the same flight, only the first lounge services will be Complimentary. However, the bank will charge $12+Tax (equivalent in PAK Rupees, as per prevailing exchange rate) per person per visit on your Askari Credit Card for the services availed at the second lounge.

The complimentary services include:


  • Exclusive Cigar Lounge
  • High Quality Food Service
  • Opulent Seating
  • Gourmet dining
  • High-Speed Wi-Fi
  • Business Center
  • Newspapers & Magazines
  • Flight Information & Announcements
  • Charging Stations

Fast Track offers following exclusive services for the customers:

  • Fast Track throughout immigration & security
  • Hand baggage trolleys on request
  • Complimentary welcome drink
  • Free Porter service
  • Free Golf Cart service on request
  • Dedicated one to one service
  • Available on Askari World, Corporate and Platinum Mastercard Credit Cards.
Business Lounge Facility at International Airports (for Platinum Cardholders only):

Askari Platinum Mastercard credit card customers can relax and unwind before the flights by availing the Business Lounge facility at several International airports across the globe. You can now enjoy a fully contactless and digital experience to enter international airport lounges with access to a network of 25+ selected lounges. You can simply access through the Mastercard Airport Pass app to enjoy the new Airport Lounge benefits

How to use:

  • Download the Mastercard Airport Pass MEA app from Google Play or the App Store
  • Register your Askari Platinum Mastercard Credit Card
  • Search for the lounges near you and clearly view if you are eligible for complimentary access
  • Generate and present a QR code at the lounge reception to access the lounge
  • Alternatively, you can also use the web solution to register the eligible Askari Mastercard Credit Card and print the membership document containing the QR code and DragonPass membership number to show the physical paper at lounges to gain access.


  • The airport lounge access is now digital and contactless via the Mastercard Airport Pass app: You can generate a QR code through the app or if offline, share your membership number from the app
  • Access based on physical Mastercard card or Priority Pass card will is longer accepted
  • Primary and supplementary cardholders need to register their individual Askari Mastercard Credit cards in order to avoid guest charges.
  • $32 will be charged per accompanying guest to the cardholders

Customer benefits:
The Mastercard Airport Pass MEA app brings many benefits with the prevailing health safety concerns:

  • Simple app download from Google Play™ or App Store
  • Easy registration and ability to enroll multiple Mastercard cards within the same app
  • Geolocation capability which displays the lounges nearby
  • Clear benefit entitlement displayed for the cardholder’s specific Askari Mastercard Credit Card
  • Touchless entry at the lounge using a quick response (QR) code (offline lounge access possible using customer membership number available within the app)
  • Encouraging top-of-wallet behavior with ability to purchase accompanying guest passes from the same card on the app
  • Ability to view Visit history
  • Receiving e-receipts for applicable charges
  • End-to-end digital fulfillment (access only through mobile app QR code and not by showing Askari Mastercard Credit Card physically)
Rental Services (for Platinum Mastercard only): Enjoy 10% discount on the price of your booking at
Simply Visit:
Cleartrip Discounts (for Platinum Mastercard only): Enjoy up to 30%* discount at Cleartrip website * T&Cs apply Cashback (for Platinum & Gold Mastercard only): Get up-to 10% Cashback into your card when making a booking
Simply Visit:
Rental Services (for Platinum Mastercard only): Enjoy up to 15% discount at Avis Car Rental Services
European Shopping Villages Offers (for Platinum Mastercard only): The Bicester Village Shopping Collection™
Enjoy exclusive discount offers at Shopping Villages throughout Europe
Farfetch Discounts (for Platinum Mastercard only): Enjoy 10% discount on site wide products at Use Code: MASTERCARD10
MyUS Premium Shipping Discounts (For Platinum Mastercard only): Shop at and get

  • Free Membership for 2 years
  • A free account setup
  • 30% discount on shipping for the first month following registration
  • 20% discount on shipping for remainder of two year membership

Simply visit:

Lingokids Discount (for Platinum & Gold Mastercard only): Use Promo Code: MASTERCARDMEA at and enjoy:

  • 2 months of Lingokids for free for new users
  • 30% discount on monthly subscription for new and existing users
Personal Accident Insurance- Common carrier:

This insurance provides cover to Askari Bank World/Corporate/Platinum/Gold cardholders while travelling anywhere in the world against accidental death and permanent disablement as per Contingency Scale mentioned below provided if the accidental death and/or permanent disablement is caused due to accident to the carrier (operated as authorised mean of public transport) subject always to the condition that the ticket of travelling in the public transport is bought by using Askari Bank’s Credit Card. (Certain Terms & Conditions apply)


Accidental Death 100.0%
Permanent Total Disablement
Permanent Loss of Both Eyes or Two Limbs 100.0%
Permanent Total Loss of One Eye and One Limb 75.0%
Permanent Total Loss of One Eye or One Limb 50.0%
Permanent Total Loss of Finger or Thumb or Toe 10.0%
Loss Arm above the elbow 50.0%
Loss Arm below the elbow 45.0%
Permanent total Deafness (both ears) 50.0%
Permanent total Deafness (one ear) 10.0%
Loss of leg above knee 50.0%
Loss of leg below knee 35.0%
Other Permanent total disablement
(Compensation payable until sum insured reached)
5.0% per annum
Temporary total disablement
(Compensation payable to 52 weeks)
0.6% per week
max Rs. 1,800
Temporary partial disablement
(Compensation payable to 52 weeks)
0.2% per week
max Rs. 600

In case of ACCIDENTAL DEATH, the company shall indemnify the insured up-to 5% of the Capital Sum Insured (maximum RS. 5,000/-) as funeral or transport charges of the dead body to the heirs.

In case of ACCIDENTAL INJURY, the company shall indemnify the insured upto 5% of the Capital Sum Insured (maximum RS. 5,000/-) as emergency medical expenses and conveyance charges to the nearest hospital.

FIR is required in situation where necessary.
No cover in case the accidental death and/or disablement results due to kidnap. Kidnap and ransom is excluded altogether.
No cover for any kind of dangerous sports activities.
No cover for long term disability and/or salary/income loss resulting from accidental death and/or disablement.
No cover for losses from accident or injury to professional sports men, women, ship crews, stevedores, professional divers, member of military, security services or operations (Navy, Armed Forces, Air Forces, Police and Security Guards) and unnamed/unidentified individuals.
Insurance doesn’t cover any loss, damage, cost or expense or whatsoever nature directly or indirectly caused by, resulting from, happening through, arising out of or in connection with any of the under mentioned occurrence:

1. War, Strike, Riot and Civil Commotion Exclusion
2. Nuclear Risk Exclusion
3. Cyber risks and liability Exclusion
4. Sanction Limitation Exclusion

Travel Inconvenience Insurance (For World Mastercard Only):

This policy shall cover loss due to delay of flight, delay of baggage and loss of/ or damage to the baggage of the insured credit cardholder travelling outside Pakistan provided always that the ticket has been bought by using Askari bank’s Credit Card to travel outside Pakistan.
(certain terms & conditions apply)

Minimum delay in flight or baggage 06 Hours(Per Loss)
Geographical Limit Worldwide excluding Pakistan
Delay of Flight PKR 10,000
Delay of Baggage PKR 10,000
Loss of/or damage to Baggage PKR 20,000

Insurance doesn’t cover any loss, damage, cost or expense or whatsoever nature directly or indirectly caused by, resulting from, happening through, arising out of or in connection with any of the under mentioned occurrence:

  • War, Strike, Riot and Civil Commotion Exclusion
  • Nuclear Risk Exclusion
  • Cyber risks and liability Exclusion
  • Sanction Limitation Exclusion
Discount and Promotions: Your Askari MasterCard also brings you a host of special discount and promotions across Pakistan. Remember to check your credit card statement inserts and our web-site for more information about ongoing promotions.

You can apply by visiting our Branches or by calling at our 24 hrs Voice & Virtual Center at 111-000-787. Our dedicated staff will help you complete your card application form and other formalities.

You can also submit your details here, our staff will contact you.