Askari Mastercard Overview

Which one best suits you? At Askari Bank, we are offering a wide range of Mastercard Credit Cards:

  • Classic
  • Gold
  • Platinum
  • Corporate
Particulars Details
Minimum Age of Borrower 21 years
Maximum Age of Borrower 60 years (Salaried)
65 years (SEB/SEP/Pensioner)
Minimum Salary/Income
Permanent Employees
Contractual Employees
Pensioners
SEB/SEP (Branch Customers)
SEB/SEP (Non Branch Customers)
Rs. 25,000/-
Rs. 35,000/-
Rs. 50,000/-
Rs. 50,000/- Average Balance
Rs. 50,000/- Average Balance
Minimum Employment – Salaried
SEB/SEP (Branch Customer)
SEB/SEP (Non Branch Customers)		 Overall 1.5 year & 3 months with current employer
1 Year in same profession
2 Years in same profession
Finance Amount (subject to DBR) Rs. 30,000/- to Rs. 2 Million
(70% Cash Advance Facility)
Top Up/Limit Enhancement After one year
Documents mainly required:

  • Application Form duly filled in all respects
  • Copy of valid CNIC
  • Salary Slip / Proof of Income
  • Bank Statement
  • Copy of the latest utility bill with no overdue in current month
  • 2 Passport size photographs
  • Biometric Verification
Features Details
Askari Online Reward Redemption Program: Askari Bank reward program is our way of thanking you for selecting our card.
Askari MasterCard gives you extra value for the money you spend. For every Rs.50 you spend, you earn 1 reward point which is redeemable against countless product offerings at just a swipe of card at selected brands across Pakistan. The accumulated points appear on your monthly billing statement or you can call Askari MasterCard helpline at +92-51-111-000-787 to know your current reward points balance.
EPP (Extended Payment Plans): Shop Now, Pay Later; with flexible Extended Payment Plans (EPP) on Askari MasterCard. Gone are the days when you could only avail instalment plans for the payment of certain high-end products. Askari MasterCard now allows you to convert any retail transaction worth Rs.10,000 or more into a monthly repayment plan, so that you can spend now and pay later in easy monthly instalments.
Worldwide Acceptability: You can withdraw cash against your sanctioned credit limit as cash advance in Pakistan and around the World through ATMs displaying a MasterCard, 1-Link, Cirrus & Maestro logo or designated AKBL branches, during banking hours.
24-Hour Helpline: With Askari MasterCard, you are just a phone call away from the assistance you need. Our Askari MasterCard Helpline Officers are available 24 hours a day, 7 days a week. To register complaints and to get response to your queries, please call UAN: +92-51-111-000-787. For Karachi, Lahore, Rawalpindi & Islamabad.
Supplementary Cards: Save yourself the inconvenience of applying for a separate Askari MasterCard for your loved ones. You can request up to 5 supplementary cards when you apply for your own card. You will receive a consolidated monthly account statement which covers all cards. This offer is available to your loved ones over 18 years of age.
Lost Or Stolen Cards: Please report loss or theft of your Askari MasterCard immediately at our Customer Services UAN:+92-51-111-000-787 for Karachi, Lahore and Rawalpindi/Islamabad. Once you have registered the loss of your credit card, your liability against its fraudulent use will be limited and we will issue a replacement card upon your request within 2-3 working days.
Complimentary Lounges At Airports: Next time you travel Internationally, be our privileged guest at CIP Lounge at Jinnah Int’l Airport Karachi, CIP Lounge at Allama Iqbal Int’l Airport Lahore & Airline Lounge at Islamabad Int’l Airport. Moreover, Local and Int’l CIP Lounges at Multan Int’l Airport are also included for privilege services. Gold, Platinum, Corporate and World Credit Cardholders are eligible for CIP Lounge facility. Your Askari MasterCard entitles you to a host of complimentary services including:

  • Snacks and beverages
  • Internet, telephone and fax
  • Newspaper & magazine
  • Leading TV Channels
  • Flight information
  • Laptop & Cellular Phone etc charging facility
  • Qualified, trained and well behaved staff at service
  • 01 guest is allowed free of cost with Platinum, Corporate & World Cardholders
Business Lounge Facility at International Airports (for Platinum Cardholders only): Askari Mastercard Platinum credit card customers can relax and unwind before the flights by availing the Business Lounge facility at several International airports across the Globe by simply presenting their Askari Mastercard Platinum credit card to gain access to the lounges. For lounges managed by LoungeKey, customers need to present their Askari Platinum Mastercard credit card at the lounge and mention “LoungeKey” at the reception to gain access.Lounge access is for cardholders only—guests are not covered. Primary and supplementary cardholders must show individual Platinum credit cards to avoid guest charges.

For further information, please visit www.loungekey.com/mcworld

SHOW VALID ASKARI PLATINUM MASTERCARD CARD AT LOUNGE TO GET ACCESS

AMMAN
Petra VIP Lounge, Main Terminal,
Queen Alia Int’l Airport, Amman, Jordan		 JEDDAH
First Class Lounge, North Terminal, King Abdulaziz Int’l Airport, Jeddah, Saudi Arabia
CAIRO
First Class Lounge,
Terminal 1, 2 & 3, Cairo Int’l Airport, Cairo, Egypt		 ABU DHABI
Mastercard Diamond Lounge,
VIP Terminal,
Abu Dhabi Int’l Airport, Abu Dhabi,
United Arab Emirates
DUBAI
Marhaba Lounge, Terminal C1,
Terminal 1, Concourse D,
Terminal 3, Concourse C,
Terminal 3, Concourse B,
Terminal 3, Concourse A,
Dubai Int’l Airport, Dubai,
United Arab Emirates		 KUWAIT
Premier Lounge, Main Terminal
Kuwait Int’l Airport, Kuwait

SHOW VALID ASKARI PLATUNUM MASTERCARD CARD AT LOUNGE, MENTION ‘LOUNGE KEY’ TO GET ACCESS

BRUSSELS
Diamond Lounge, Main Terminal,
Brussels Airport, Brussels, Belgium		 AMSTERDAM
Aspire Lounge (No.41), Terminal 3,
Amsterdam Schiphol, Amsterdam,
Netherlands
TORONTO
Plaza Premium Lounge (Int’l Departures), Terminal 1,
Toronto Lester B. Pearson Int’l, Toronto, Canada		 SINGAPORE
SATS Premier Lounge, Terminal 3,
Singapore Changi Int’l, Singapore
PARIS
Star Alliance Lounge, Terminal 1,
Paris Charles de Gaulle, Paris, France		 BARCELONA
Sala VIP Miro, Terminal 1,
Barcelona El Prat, Barcelona,
Spain
FRANKFURT
Sky Lounge, Terminal 2,
Frankfurt Main, Frankfurt,
Germany		 BANGKOK
Miracle First Class Lounge,
Int’l Concourse G,
Bangkok Suvarnabhumi Int’l,
Bangkok, Thailand
HONG KONG
Plaza Premium Lounge, Terminal 1,
Hong Kong SAR, Hong Kong		 ISTANBUL
Primeclass CIP Lounge,
Int’l Terminal,
Istanbul Ataturk Havalimani, Istanbul, Turkey
ROME
Le Anfore Lounge, Terminal 3,
Rome Fiumicino, Rome, Italy		 LONDON
Aspire, The Lounge and Spa at LHR T5, Terminal 5,
London Heathrow, London,
United Kingdom
KUALA LUMPUR
Plaza Premium Lounge, Terminal 1,
Kuala Lumpur Int’l, Kuala Lumpur,
Malaysia		 NEWYORK
Wingtips Lounge, Terminal 4,
New York NY JFK Int’l, New York,
USA
CASABLANCA
Pearl Lounge (Departures),
Terminal 2, Mohammed V Int’l,
Casablanca, Morocco
Rental Services (for Platinum Mastercard only): 15% discount is available at Avis Car Rental Services
European Shopping Villages Offers (for Platinum Mastercard only): The Bicester Village Shopping Collection™
exclusive discount offers at Shopping Villages throughout Europe
Personal Accident Insurance- Common carrier: This insurance provides cover to Askari Bank’s Credit Cardholders,while travelling anywhere in the world against accidental Death & permanent disablement, as per benefits listed below , if the same is caused due to any accident to the carrier (Operated as authorized means of public transport) provided always that the ticket is bought for travelling by using Askari Credit Card only.
This insurance will not cover any claim due to death or permanent injury unless the same is caused due to any accident of the carrying vessel / vehicle.
Coverage
Death                                                                         100%
Permanent total loss of both eyes or two limbs        100%
Permanent total loss of one eye and one limb            75%
Permanent total loss of one eye or one limb               50%
Permanent total loss of one finger or thumb or toe    10%
Card in Transit Insurance: Debit established from the use of lost Credit Cards of Askari Bank Ltd. during transit through courier service within the territorial limit of Pakistan.

  • PKR 15,000/= Per Occurrence
Travel Inconvenience Insurance: Delay of flight, Delay of baggage and Loss of / or damage to the baggage of the insured credit card holders traveling outside Pakistan, provided always that the ticket has been bought by using Askari Bank Credit Card to travel outside Pakistan.
Limit of Indemnity

  • For delay in flight exceeding 06 hours, during any flight Rs.10,000/-
  • For delay in baggage exceeding 06 hours, during any flight Rs.10,000/-
  • For Loss of / or damage to baggage Rs.20,000/-

*Certain conditions apply
Credit Card Insurance:
    • Counterfeit plastic Card Coverage
      Debit established against the insured resulting only from the use of counterfeit credits cards purporting to have been issued by the insured and the subsequent use of such credit Cards by any unauthorized person.
    • Lost or Stolen Plastic Card Coverage
      Debit established against the insured resulting only from the use of any Lost or Stolen Credit Cards or the contents thereof issued by the insured and the subsequent use of such credit cards or the contents thereof by any unauthorized person.
    • Employee dishonesty Coverage
      Loss of Money, securities and other property which the insured shall sustain resulting directly from one or more fraudulent or dishonest acts committed by an employee, acting alone or in collusion with others in respect of credit card operations only.
    • Merchant Fraud Coverage
      Loss which the insured shall sustain through forgery or alteration of, on or in any written instrument required in conjunction with any Credit Cards issued by the insured to any person anywhere within the Geographical Limits stated in the schedule.

Limit of Liability

  • Counterfeit Coverage Silver, Gold & Corporate Cards
    Rs.500,000/-
  • Counterfeit Coverage Platinum and World Cards
    Rs.1,000,000/-
  • Lost or Stolen Card Coverage Silver, Gold & Corporate Cards
    Rs.300,000/-
  • Employee Dishonesty Coverage Silver, Gold & Corporate Cards
    Rs.1,000,000/-
  • Merchant Fraud Coverage Silver, Gold, Platinum, Corporate and World Cards
    Rs.500,000/-
Credit Shield: This cover provides insurance coverage for the customers who die or develop Disability during their relationship with bank and who opt for this coverage. Covers are as under.

  • Basic Death & Terminal illness
    Outstanding balance at the time of death subject to maximum of Rs.1,500,000/-
  • Permanent and Total Disablity (Accident & Sickness)
    Outstanding balance at the time of disability subject to maximum of Rs.1,500,000/-
Discount and Promotions: Your Askari MasterCard also brings you a host of special discount and promotions across Pakistan. Remember to check your credit card statement inserts and our web-site for more information about ongoing promotions.

You can apply by visiting our Branches or by calling at our 24 hrs call center at 111-000-787. Our dedicated staff will help you complete your card application form and other formalities.

You can also submit your details here, our staff will contact you.