Mobile Banking Comparison

Below is comparison between Askari Lite Mobile Banking and Askari USSD Mobile Banking

Askari Lite Mobile Banking Askari USSD Mobile Banking
Askari Lite Mobile Banking is a browser-based mobile banking solution developed especially for Askari Internet Banking customers. Askari Lite Mobile Banking allows customers to have the same experience through their mobile devices as they do through their computers/tablets when accessing I-Net Banking services Unstructured Supplementary Service Data (USSD) – a capability of all GSM carrier networks – is a session-oriented protocol suitable for interactive, menu-driven sessions, where a subscriber requests text/data from the system. It is a powerful technology with many applications, and is particularly useful for mobile banking and mobile payment. USSD opens a secure session that leaves no message trail and requires no local storage in the phone. Askari USSD Mobile Banking enables customers with active Askari Bank VISA Debit Cards and Ufone mobile SIMs to access banking services through their mobile phones using a secure USSD channel by dialing *808#
Askari Lite Mobile Banking Askari USSD Mobile Banking
All I-Net Banking users with GPRS/internet access on their phones can access Askari Lite Mobile Banking services through existing I-Net Banking “Login ID” & “Password” All Askari Bank customers with active VISA Debit Cards using Ufone as their mobile operator can access Askari USSD Mobile Banking services
Askari Lite Mobile Banking Askari USSD Mobile Banking
  • Utility bill payments
  • Mobile bill payments/top-ups
  • Inter Bank Funds Transfer (IBFT)
  • Funds Transfer within AKBL
  • AKBL Credit Card bill payment
  • AKBL Credit Card bill inquiry
  • Account balance inquiry
  • Account relationship Inquiry
  • Mini statement request
  • Change password
  • Session-based generation of Financial PIN
  • Utility bill payments
  • Mobile bill payments/top-ups
  • Inter Bank Funds Transfer (IBFT)
  • Funds Transfer within AKBL
  • U Services
  • Account balance inquiry
  •  Mini statement request
Funds transfer is effective immediately unless you are intimated of a failure or an error. When you enter your Financial PIN, the process is invoked immediately and funds are transferred to the destination account.
Askari Mobile Banking is protected by a 128-bit SSL encryption which allows information to travel securely. Your transactions are further protected with the use of a Financial PIN interface
All accounts linked to your Visa Debit Card are automatically associated and made available to Askari Mobile Banking. To link multiple accounts to a single Visa Debit Card, please visit your branch to complete the necessary formalities
Askari Lite Mobile Banking Askari USSD Mobile Banking
If you have forgotten your password, you may:

  • Click on the Forgot Password link on the Mobile Banking Portal. You will be asked a few questions to verify your identity and then you will be allowed to reset your password
  • Call Askari Call Centre at 111-000-787 from you registered phone number to reset your password
If you need to change your M-PIN, you may:

  • Call 111-000-787 from your registered phone number for assistance
Askari Lite Mobile Banking Askari USSD Mobile Banking
If you are an existing I-Net Banking user, then no registration is required. You can avail the AskariLite Mobile Banking services with your existing I-Net Banking “Login ID” and “Password” by visiting the following url: (https://secure.askaribank.com.pk)

NOTE: for AskariLite Mobile banking, customers must be registered with I-Net Banking. For registration, please visit the following url: (https://secure.askaribank.com.pk)
Customers with Ufone mobile services and active Visa Debit Card can avail the facilities of Askari USSD Mobile Banking. If you are a Ufone user, please dial *808# from your mobile phone and a screen will appear, asking for your CNIC. Upon replying with your CNIC, the next screen will take you to the agreement of Askari Mobile Banking Terms & Conditions. Upon agreeing to the Terms & Conditions, a new screen will intimate you to contact Askari Bank Call Center at 111-000-787 for activation of Mobile Banking services from your registered phone number. A phone banking officer will activate Askari USSD Mobile Banking services after verifying the registered data. The officer will then divert the customer to IVR for M-PIN generation.

NOTE: Askari Mobile Banking Terms & Conditions are available for viewing on our website (www.akbl.com.pk) and will not be displayed on your mobile phone.
Askari Lite Mobile Banking Askari USSD Mobile Banking
  • Simple navigation/menus
  • Lightweight user interface
  • Minimal data tabulation
  • Capitalizes on mobile phone memory
  • Offers multiple GPRS/WAP version-support to ensure independence of mobile phone model & make
  • No client download or software installation
  • Any phone, any make or any model can be used
  • All financial transactions are done through Mobile PIN. No fear of ATM theft or cash snatching
  • Unlike GPRS, no session/usage charges for USSD
  • Freely accessible on international roaming