Need easy access to your money? With an Askari Visa Debit Card, you can use your account no matter where you are or when you need it, as long as you see the Visa symbol. The card also offers a variety of services to complement your lifestyle needs. Available in Classic, Gold, Platinum, Signature and FCY Debit Card-ESFCA (for IT Exporters and Freelancers only), it allows convenient access to your funds. Features like higher withdrawal limits, SMS alerts, home delivery, quick PIN setup over the phone, and e-statements make it even easier to use.
| Sr | Facility | Description |
| 1 | VISA Luxury Hotel Collection |
Get the best available rates, 3 PM checkout upon request, In-room Wifi on over 900 Intriguing and prestigious properties.
Customers must book through: www.visaluxuryhotels.com to avail the offerings. Valid for VISA Signature Cardholders. Offers and T&Cs: www.visaluxuryhotels.com |
| 2 | Museum of the Future | The Museum of the Future: a groundbreaking architectural wonder where visitors explore immersive exhibits, cutting-edge innovations, and bold visions of tomorrow’s world. Enjoy 10% off pioneer tickets, guaranteed access on general admission and 10% off retail purchases. Valid Until 26th December, 2027 Valid For All Visa Cardholders Offers and T&Cs: https://km.visamiddleeast.com/en_KM/pay-with-visa/promotions/visa-destination.html |
| 3 | BookingBash | An e-ticketing and experiences platform based in Dubai that lets locals and tourists book things to do, tours, attractions, events, and experiences with discounts up to 50%. Valid till 30th November, 2026 Valid for All Visa Cardholders. Offers and T&Cs: https://km.visamiddleeast.com/en_KM/pay-with-visa/promotions/visa-destination.html |
| 4 | The Entertainer | Dubai’s popular app offering “Buy One Get One Free” deals on restaurants, attractions, spas, hotels, and family fun. BOGO (Buy one get one) Offers across experiences. Valid till 31st December, 2026 Valid for VISA Platinum & Signature Debit Cards. x Offers and T&Cs: https://km.visamiddleeast.com/en_KM/pay-with-visa/promotions/visa-destination.html |
| 5 | Yango | Get fast, reliable rides at your fingertips with smart routing, fair prices, and effortless city travel wherever you go with Upto 20% discount on the first 5 trips (AED 30 max discount amount per trip). Valid till 30th November, 2026 Valid for all VISA Cardholders Offers and T&Cs: https://km.visamiddleeast.com/en_KM/pay-with-visa/promotions/visa-destination.html |
| 6 | Avis, SIXT and Budget | Get quick, reliable rides with smart routes and fair prices wherever you go with upto 35% off. Valid till 31st December, 2026 (Avis, Budget) & 25th November, 2026 (SIXT). Valid for all VISA Cardholders Offers and T&Cs: https://km.visamiddleeast.com/en_KM/pay-with-visa/promotions/visa-destination.html |
| 7 | Booking.com | Get the best stays with easy booking, great deals and upto 7% cashback on bookings. Valid till 30th June, 2026 Valid for all VISA Cardholders Offers and T&Cs: https://km.visamiddleeast.com/en_KM/pay-with-visa/promotions/visa-destination.html |
Customer Disputes:
If a customer can prove that they were unable to receive an offer that they were entitled to at a partner merchant’s store or online shop, they may be eligible for a refund or redressal according to the following process:
Disclaimer: The benefits are offered and managed by VISA International and are subjected to the Terms & Conditions of VISA International without any Risk and Responsibility of Askari Bank Limited.
| *Daily Transaction Limits (PKR) | Classic | Gold |
| ATM Withdrawal | 100,000/- | 200,000/- |
| POS/E-Com | 200,000/- | 250,000/- |
| Funds Transfer through ATM | 1,000,000/- | 1,000,000/- |
| IBFT/Raast transfer through mobile application | 10,000,000/- | 10,000,000/- |
*All transaction limits can be adjusted through mobile application
| Eligibility |
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| Activation/Deactivation | Through our contact centre by calling our UAN 111-000-787 |
Askari Bank always strive to provide the best services to our customers and as part of continuous commitment to safeguard your online transactions through your Askari Debit & Credit Cards, our cards are now secured & protected by 3D Secure Services. Following Askari Cards are powered by 3D Secure Services.
3D Secure technology (Verified by Visa, Mastercard & PayPak SecureCode) has been introduced as an extra layer of security for Visa, MasterCard & PayPak. 3D Secure tightens the security of online transactions to help protect against the unauthorised use of Debit and Credit Cards on the Internet.With this service, you can use your Askari Cards on 3D Secure websites (e-commerce/online transactions) which have incorporated the
“MasterCard SecureCode” mastercard sign or
“Verified by VISA ” Verifiedbyvisa sign or
“PayPak SecureCode” paypak sign,
For Askari Mastercard credit cards you will receive a One Time Password (OTP) by SMS & email, on your registered mobile number & email address that would be required to complete your transaction.
For Askari debit cards (VISA & PayPak) you will receive a One Time Password (OTP) by SMS, on your registered mobile number that would be required to complete your transaction.
This will add an extra layer of security while you shop online.
To avail the benefits of 3D Secure, call Askari Bank’s 24/7 Helpline to enrol for SMS alerts with updated contact information i.e. mobile number.
Step 1: Shop online at any 3D Secure enabled website.
Step 2: Enter your Askari Debit / Credit Card details such as card number, card expiry and CVC of your AKBL Card during checkout.
Step 3: The third page, Identity Check Confirmation, will show "SecureCode" logo of VISA or Mastercard or PayPak and Askari Bank’s name & logo. To confirm, press next, select the check-box “Agree to Terms and Conditions” and click “Submit”.
Step 4: You will receive (OTP) One Time Password on your Mobile number & email address registered with Askari Bank.
Step 5: Upon submission, your transaction will be processed and you will receive confirmation SMS at your mobile number registered with Askari Bank.
| Superior Security / Protection | Global Acceptance | Convenience |
| Get enhanced protection with 3D Secure when shopping on 3D Secure enabled websites as authorization of payment requires secondary verification via SMS. | Make online purchases from any international websites that favour 3D Secure enabled cards. | Enjoy undisturbed online shopping. With the introduction of 3D Secure, your Askari MasterCard Credit Card will automatically be enabled for internet-based transactions. |
3D Secure Service, adds an additional layer of security when you use your Askari Debit & Credit Cards for internet-based transactions. It provides you added protection from unauthorised internet-based transactions as it requires you to provide a One Time Password (OTP) that is sent to your registered mobile number & email address when you make any transactions on 3D Secure enabled websites.
One Time Password (OTP) is a 06 digit online verification code sent to your registered mobile number & email address to process & complete an internet-based transaction.
The 3D Secure Service is available on all Askari Debit & Credit Cards (i.e. VISA Debit Cards, PayPak Debit cards and Mastercard Credit Cards).
For Askari Mastercard Credit Cards & Askari VISA Debit Cards, you can perform transactions on Non 3D Secure websites. However, for non 3DS enable website you will not go through the OTP authentication process.
For Askari PayPAK Debit Cards, you can only perform domestic transactions on 3D Secure websites where the PayPak Secures Codes will be available.
There are no charges for 3D Secure Service.
Registration is not required for 3D Secure. All Askari Debit & Credit Cardholders who have registered their mobile numbers & email address with Askari Bank can avail this facility. However, Basic Credit Cardholder needs to be enrolled for SMS alerts service in order to conduct a 3D Secure enabled internet-based transaction. Therefore, ensure that your mobile number & email address is updated in Askari Bank system.OTP will be received on registered mobile number & email address for Askari Mastercard Credit Card only. For Debit Cards (VISA & PayPak) OTP will be received on registered mobile number only.
For Askari Mastercard Credit cards, you are already enrolled for 3D Secure services. If you wish to deactivate, you can do so by calling Askari Bank’s Help Line 111-000-787. With 3D Secure you will be able to conduct internet-based transactions without calling Askari Bank helpline for session based e-commerce activation.
For Askari Debit Cards, you are already enrolled for 3D Secure Services but you have to activate online session to use your Debit Card by calling AKBL 24/7 helpline 111000787.
An OTP stays valid for 10 minutes from the time of generation after which it expires. In case OTP expires, the transaction will need to be reinitiated.
You will receive an OTP for internet-based transaction on 3D Secure enabled websites. However, only Askari Mastercard Credit Cards & Askari VISA Debit Cards can be used for non 3DS enable website and you will not go through the OTP authentication process.
In case One Time Password (OTP) is not received, the transaction just needs to be cancelled and re-initiated.
Your transaction will be cancelled and you will have to reinitiate the transaction and complete it with a new OTP.
Immediately call Askari Bank Help Line at 111-000-787 to block your Askari Debit or Credit Card.
Yes, you will receive an OTP via SMS & email address. However, you may incur roaming charges (if any) from your mobile service provider.OTP will be received on registered mobile number & email address for Askari Mastercard Credit Card only. For Debit Cards (VISA & PayPak) OTP will be received on registered mobile number only.
An OTP via SMS will only be sent to your mobile number registered with Askari Bank. You can update your international mobile number for Askari Mastercard Credit Card by sending request through your email address already registered with Askari Bank. However, Transaction SMS will not be received on international mobile number.
For updating of Mobile number against your Askari Debit Cards (VISA & PayPak) you have to visit your nearest AKBL Branch.
Yes, your supplementary cardholder will receive an OTP on his/her mobile number & email address registered with Askari Bank.
Any compatible web browser such as Internet explorer, Google Chrome, Microsoft Edge, Opera, Mozilla Firefox and Apple Safari can be used for 3D Secure transactions.
Please ensure that you have enabled pop-up windows in your browser in order to complete your payment with 3D Secure transactions.
Look for secure transaction symbols when shopping online to ensure your account information is protected. These include a lock symbol usually found on the right or left side of your browser’s address bar and a web address that begins with “https”.
Always sign out of any website after you make a purchase. If you can’t sign out, close the browser window and clear your browser’s cache and history to prevent unauthorized access to your account information.
Certified merchants can be identified by the logo “MasterCard SecureCode” on the merchant’s website.
MasterCard SecureCode” logo will be displayed if you are performing an internet-based transaction on a 3D Secure enabled website. On a non 3D Secure transaction you will not receive an OTP and you will not get MasterCard 3D Secure Logo on payment form.
If you have subscribed for SMS alerts, you will be notified via SMS, once the transaction is processed. Supplementary cardholder’s transaction shall be notified to Basic Cardholder on his/her mobile number registered with Askari bank.
Please call Askari Bank’s 24/7 helpline at 111-000-787 immediately and report the same.
Yes you may raise a dispute by calling the 24/7 call center at 111000787.
In order to ensure safety you must use your credit card online with great caution and only use your credit card on a reliable websites. Askari Bank is monitoring your transactions and ensures that a fraudulent attempt is blocked as soon as it is identified.
Once it is established through our investigation that a fraudulent transaction did infact occur and the dispute was raised timely. We will be assisting you with your refund.
You can call Askari Bank’s 24/7 helpline at 111-000-787 (from your Askari Bank registered phone number) to update your mobile number.
Basic MasterCard Credit Cardholders can request to enrol for SMS alerts facility at any time by simply calling helpline at 111-000-787 from their phone number registered with Askari Bank.
To update or register your supplementary cardholder’s mobile number, call helpline at 111-000-787.d.
| Features | Details | ||||||||||
| Transaction Limits (PRK) |
*All transaction limits can be adjusted through mobile application
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| Eligibility: |
For existing customers:
For new-to-bank customers:
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| Activation / Deactivation Channels |
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| Features | With a simple swipe you can enjoy lucrative benefits available with your Askari Bank VISA Platinum Debit Card. Accepted at over 1.9 million ATMs & applicable POS terminals around the globe, Askari Bank VISA Platinum Debit card gives you complete freedom of cash withdrawal and payments. Some Key benefits include:
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Askari Bank and Visa terms and Conditions Apply .
| Card Features | Transaction Rules | ||||||||||||
| Activation / Deactivation Channels | Through our contact center by calling our UAN 051-111-000-787 and 0800-00078.
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| Transaction Limits (PRK) |
*All transaction limits can be adjusted through mobile application | ||||||||||||
| Eligibility | Quarterly Average Relationship
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| *Supplementary Visa Signature Debit card Criteria | In case of Joint Account holders Free Signature Card shall be issued to Primary Account holder with option to avail one free supplementary card for the secondary account holder customer. Supplementary Signature debit Card charges will be as per SOC. *Terms and conditions apply. | ||||||||||||
| Features* | With a simple swipe you can enjoy lucrative benefits available with your Askari VISA Signature Debit Card. Accepted at over 1.9 million plus ATMs * & applicable POS terminals around the globe, Askari VISA Signature Debit Card gives you complete freedom of cash withdrawal and payments. Some Key benefits include:
Enjoy complete freedom of cash withdrawal at 19,000+ ATMs nationwide. Enjoy the ease of paying for purchases at over 100,000+ merchants in Pakistan and millions of merchants worldwide. Nationwide Deals and Discounts for your Askari Visa Signature Debit Card. Please visit Askari Bank’s website or click https://askaribank.com/personal/cards/discount-deals For further details on Visa Signature Debit Card Benefits, please Visit https://pk.visamiddleeast.com/pay-with-visa/find-a-card/signature.html *Askari Bank and Visa terms and Conditions Apply. |
Askari Visa Signature Debit card is offered with higher transaction limits and exclusive features for superior banking experience , tailored for high net-worth customers focusing on high spenders and frequent travelers.
You can apply through Askari Bank Limited Branches.
Yes, Askari Visa Signature Debit card is ecommerce enabled.
Both new and existing customers are eligible, subject to maintaining specific deposit thresholds (mentioned in eligibility criteria).
Benefits include worldwide acceptance, purchase protection, extended warranty, travel benefits including airport lounge access, special discounts, and enhanced security (subjective to the Terms and conditions as per Visa International and Askari Bank Ltd. arrangements).
Issuance of this card is Free. No fee will be charged if the customer maintains the required Minimum Average Quarterly Account balance. In case a customer does not maintain average balance, fee plus FED will be charged as per SOC.
Yes , supplementary cards are allowed for the Visa Signature Debit Card.
The card will be delivered to your preferred mailing address or the parent branch.
For more information or to lodge a complaint, you can contact the dedicated helpline for Askari Visa Signature Debit Card at 0800 00078.
Askari Visa Signature Debit Card Holders can enjoy Lounge facility within Pakistan during International and Domestic travel as per appended exclusive arrangements.
| Sr # | Airport | City | Lounge | Complementary Lounge Access on International Travel | *Complementary Lounge Access on Domestic Travel |
| 1 | Jinnah International | Karachi | Majestic | VISA Signature Debit Card holder + 01 Guest allowed | VISA Signature Debit Card holder only |
| 2 | Islamabad International | Islamabad | CIP | ||
| 3 | Multan International | Multan | |||
| 4 | Faisalabad International | Faisalabad | |||
| 5 | Peshawar International | Peshawar | |||
| 6 | Sialkot International | Sialkot |
*Rs. 1/- will be charged on Askari Visa Signature debit card for each cardholder and accompanying guest. (T&Cs apply)
Complimentary Lounge Access through Visa Airport Companion Application (VAC)
The Askari Visa Signature Debit Card holder can enjoy unparallel comfort and convenience over exclusive access at 1200 plus lounges available at airports worldwide
* Minimum cumulative international transaction value of USD 5 at Point-of-Sale transactions including Face to Face, E Commerce or Recurring transactions where Issuer is not located in the country of transaction.
Airport Companion Application is available on IOS and Android.
https://pk.visamiddleeast.com/pay-with-visa/visa-airport-companion.html
Concierge Services
Find and book the best deals and offers on-the-go with Visa Ten Concierge. Chat with Lifestyle Managers anytime via Live Chat. They will help you with your travel needs and preferences. Call at:
A: No, you will not be able to access lounges using your physical Visa Debit card. To enjoy lounge access, please register on the Visa Airport Companion App prior to your visit.
A: Yes, to register on the App, you will need to enter your Visa Debit card details. Should you receive a new card (due to loss, theft, or expiration), you'll need to update the details accordingly.
No, registration must be completed via the app before you can access the lounge. You can register from anywhere with an internet connection. We highly recommend registering prior to arriving at the lounge to ensure a seamless entry experience.
Yes, you are welcome to bring guests to the lounges. If you do not have complimentary guest visits, you can still invite guests for an additional fee, which will be charged to your registered Askari Visa Signature Debit card.
Visa Airport Companion App is a fully digital, app-based experience. Unfortunately, without a smartphone, you will be unable to utilize this service.
Yes, you can add multiple eligible Visa cards to your Visa Airport Companion account. Simply navigate to the membership page and select 'Add new membership' to enter the details of your additional card. Once validated, a new membership linked to that card will be created. You can easily switch between memberships by selecting 'Switch membership' on the membership page.
Yes, you can enable offline access through your device’s biometrics. Upon registration, you will be prompted to enable offline access, however this must be completed while the App is connected to Wi-Fi or mobile data. This feature can also be managed in the 'Account' section under 'Security'. When offline, you will see a prompt on the login page to view your membership without internet. Confirm using your biometrics to proceed.
Lounge access is subject to availability on the day of your travel. If the lounge is at capacity, we recommend checking the app for alternative lounges you may visit.
| Features | Details |
| Complimentary Lounges* at Int’l Airports
(for Askari Visa Platinum Debit Card on international travel Only) | Next time you travel Internationally, be our privileged guest at CIP Lounge at following nationwide airports.
Your Askari Visa Platinum Debit card entitles you to a host of complimentary services including:
Askari Visa Platinum Debit card customers can also enjoy exclusive Lounge facilities at Sialkot Int’l Airport for international travel only. Rs. 1/- will be charged on Askari Visa Platinum Debit Card for each cardholder. Accompanied guest will charged accordingly. *Terms &Conditions apply. |
| Complimentary Majestic Lounge Services* at Airport (for Askari Visa Platinum Debit Card on international travel Only ) | Enjoy Majestic lounge that offers one-of-a-kind finest Lounge Services with Askari Visa Platinum Debit Cards. Avail premium quality services of Majestic lounge while you travel abroad through Jinnah International Airport, Karachi. The complimentary services include:
Exclusive Services Offering following exclusive services for the customers:
Rs. 1/- will be charged on Askari Platinum Debit Card for each cardholder. Accompanied guest will be charged accordingly.
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Askari Visa Foreign Currency Gold Debit card for Exports’ Special Foreign Currency Account (ESFCA) Holders
Explore a world of possibilities with your exclusive Askari Visa Foreign Currency (FCY) Gold Debit card with USD denomination, designed specifically to cater the needs of Freelancers and Exporters Special Foreign Currency Account (ESFCA) holders.
Card Limits
This FCY debit card is being offered to Askari ESFC Account holders and having following daily international cash withdrawal and E-commerce/POS shopping limit.
Askari Bank Visa Foreign Currency Gold Debit Card (ESFCA) Transaction Limits.
| Daily International ATM Withdrawal Limit | USD 500 |
| Daily International POS Transaction Limit | USD 500 |
Cash withdrawal from Askari Visa FCY Gold debit card is not allowed through domestic ATMs.
Card Usage
The Askari Visa FCY Debit card (ESFCA) can be used at the following channels:
Debit Card Activation/Deactivation
Ecommerce session Activation
Ecommerce session activation can be done through Mobile Application or by calling Askari Contact center 051-111-000-787
Benefits
Disclaimer: Askari customers who have an Exporters’ Special Foreign Currency Account (ESFCA) with Askari bank Limited are eligible to avail FCY Debit Card facility. Government taxes and regulatory conditions (including FE-25 regulations) are applicable as per government regulations. Terms and conditions apply.
For the Delivery of the Debit Card
Tap into the Future of Payments with Askari Bank VISA Debit Cards and Google Wallet
Askari Bank now brings you the power of Google Pay, unlocking a faster, smarter and more secure way to pay. Simply add your Askari Bank VISA debit Card details in Google Wallet app on your android mobile phone, for effortless transaction experience through your mobile phone and Wear OS device wherever you go.
This convenient facility allows cardholders to tap and pay at stores, shop online, and make in-app purchases effortlessly.
With the increasing adoption of digital payments, this new feature provides AKBL customers with greater convenience and security in everyday transactions.
One Wallet - Endless Possibilities:
With Google Wallet, your android based smartphone or Wear OS (linked with android smartphone) becomes more than just a device, it becomes your all in one payment solution.
Getting started is simple!
Install Google Wallet app from Google Play store on your smart android device.
https://play.google.com/store/apps/details?id=com.google.android.apps.walletnfcrel
Adding your Askari Visa Debit Card to Google Wallet:
If the customer’s device is ever lost or stolen, they can use Google’s “Find My Device” feature to lock or wipe their data remotely, keeping their information secure.
Paying Via Google Wallet:
You are ready to GO!
FAQs:
What is Google Wallet?
Google Wallet is a digital wallet that allows you to securely store your cards, tickets, passes, keys, and IDs.
What is a digital wallet?
A digital wallet is a fast, secure way to pay with your phone or to store cards, tickets, passes, keys and IDs.
Note: Not all features are available in every region currently.
Is Google Wallet free of charge?
Yes! Google wallet is free of charge for all its users.
Can I use Google Wallet internationally?
Yes, Google Wallet works in countries where Visa contactless payments are accepted. However, you would need to activate your international transactions on your Askari Visa Debit Cards via Askari Bank Mobile Application or by calling Askari Bank’s 24/7 helpline +92-51-111-000-787 in order to conduct international transactions.
Is Google Wallet safe?
Security and privacy are built into every part of Google Wallet to keep all your essentials protected. When you tap to pay with your Android phone, Google Pay doesn't share your real debit card number with the business, so your payment info stays safe.
Can I turn off my Google Wallet?
Yes, just go to your device settings and switch off the NFC feature.
What Device Specifications are needed to use Google Wallet?
Google wallet requires an Android device running Android 9.0 or higher, equipped with NFC (Near Field Communication). Wear OS 2.18 or higher is required for watches.
Google wallet may not work on rooted or modified devices due to security requirements.
Which Askari VISA Debit Card can be used on Google Wallet?
All variants of Askari VISA Debit Cards can be added and used on Google Wallet to make contactless payments.
What would be the transaction limits of my Askari VISA Debit Card on Google Wallet?
Transaction limits for each Askari VISA Debit Card Variant will stay the same as your physical Debit Card.
Do I need an Internet connection while paying via Google Wallet?
Once, your Askari VISA Debit Card is added to Google Wallet you will not need an internet connection for contactless payments. However, your NFC feature needs to be switched on.
Do I need Ecommerce window Activation?
Yes, for performing online transactions you have to enable your ecommerce session from your mobile application or contact center +92 111- 000-787.
Once I add my Askari VISA Debit Card to Google Wallet, where will the data be stored?
Your card and transaction history will be stored on your google account where you can choose and manage your settings accordingly.
How to add your Askari Visa Debit Card to Google Wallet
How to pay in stores using Google Wallet with your Askari Visa Debit Card