Sohni Dharti Remittance Program

Overview

Sohni Dharti Remittance Program (SDRP) is a point-based loyalty scheme for Overseas Pakistanis who work abroad and send money to their loved ones in Pakistan through banking channels or exchange companies. It is a unique and first-ever smartphone application available in English and Urdu language that tracks and updates every remittance a remitter sends home and awards them with reward points, which can be redeemed for free-of-cost services at multiple Public Service Entities.

Key Features & Benefits

Features

A mobile app for SDRP is available for both Android and iOS devices.
The app supports both English and Urdu languages.
Remitters can register as the "main user" and add one SDRP beneficiary as a secondary user. They can also add up to five receivers to earn points based on their credentials in the system.
All remittance transactions made through the banking system, following the rules and regulations of the State Bank of Pakistan, are eligible to earn loyalty points.
Senders will receive loyalty points based on the amount they send (in PKR), which can be redeemed through services available via the app, provided by participating partners.
Financial institutions will provide daily updates on remittance transactions and usage of RDA account data.
Remittances received through money transfer operators (MTOs), banks under the PRI channel, and transfers via SWIFT in local PKR accounts (for personal use only) are eligible for SDRP. Funds used locally from RDA PKR and RDA foreign currency accounts are also eligible.
The system ensures that remitters automatically receive reward points for all their transfers, with a complaint management system in place to resolve any issues quickly.

Points will be awarded based on a tier system for eligible transactions:

Remittances sent by overseas Pakistanis and received in a local bank account in Pakistan (in Pakistani Rupees).
Remittances sent by overseas Pakistanis and collected in cash (in Pakistani Rupees) over the counter at authorised banks or exchange companies in Pakistan.

Benefits

Reward points can be used with these Public Service Entities:

Entity	Services Offered
PIA	International Air Tickets Extra Baggage Fee on PIA International Flights
FBR	Mobile Phone Duty Payment of Duty on Imported Vehicles
NADRA	Renewal of CNIC/NICOP
Passport Office	Renewal Of Passports
State Life	Life Insurance/Takaful Premium Payment
Overseas Pakistanis Foundation (OPF)	School Fee Payment
Utility Stores Corp	Retail Purchases At Utility Stores
Bureau of Emigration & Overseas Employment (BE&OE)	Emigrant Registration Fee – OEP Emigrant Registration Fee–Direct Employment

Earn Rewards On Every Remittance!

Remitters will earn reward points based on a percentage of each transaction they make. There are four rewarding tiers:

Category	Annual Remittance amount (in a fiscal year)	Reward Points Earning (% of Remittance Amount)*
Green	USD 10,000/-	1.00%
Gold	USD 10,001/- to USD 30,000/-	1.25%
Platinum	From USD 30,001 /– to USD 50,000/-	1.50%
Diamond	More than USD 50,000/-	1.75%

Download SDRP App

Visit the Google Play Store (for Android Smartphones) or App Store (for iOS Smartphones) and download the app.

Google Play Store: https://play.google.com/store/apps/details?id=com.onelink.sohnidharti.app

App Store: https://apps.apple.com/pk/app/sohni-dharti/id1587997236

Frequently Asked Questions

The Sohni Dharti Remittance Program is a government initiative to reward Non-Resident Pakistanis (NRPs) who send remittances to Pakistan through official remittance channels. The program covers eligible transactions such as:

Remittances sent by NRPs and credited to a Pakistani's bank account in PKR.
Remittances sent by NRPs and received in cash PKR at bank counters or exchange companies in Pakistan.
Local use of funds within Pakistan (non-repatriable) by Roshan Digital Account holders, as explained in detail below.

By joining, you can earn reward points for every money transfer you send to Pakistan. These points are given based on specific criteria, and you can use them for exclusive services at participating public sector entities through the app.

Any Non-Resident Pakistani who holds a CNIC, NICOP, or POC and has sent money to Pakistan can register as a sender. You can also register one beneficiary using the Sohni Dharti Mobile App.

To register, simply download the Sohni Dharti Remittance Mobile App from the Google Play Store or Apple App Store. Enter a few details, including your active mobile number and set a password, and your registration request will be processed.

No documents available.