Wazir-e-Azam Apna Ghar Program-Ghar Ho Tu Apna | Askari Bank Limited Pakistan

Wazir-e-Azam Apna Ghar Program-Ghar Ho Tu Apna (Govt. Subsidy Scheme)

Overview

Askari Bank offers subsidy-based Housing Finance under Shariah compliant Diminishing Musharakah mode guidelines, specifically designed for first time home owners. It provides a convenient and affordable way to own the home of your dreams.
Designated Branches for Ghar Ho Tu Apna
Note : Ghar Ho Tu Apna application are received in every branch of Askari Bank Limited.

Key Features

Salient features of the Wazir-e-Azam Apna Ghar Program-Ghar Ho Tu Apna scheme are as follows:

Parameters

Features

Eligibility Criteria

First time home owner’s citizens of Pakistan holding CNICs.
Not owning any housing unit in their name.

Purpose for Financing

Purchase of house/flat.
Construction of house on already owned plot.
Purchase of plot and construction of house.

Size of Housing Unit

Up to 10 Marla / 2720 sq. ft and - Flat: Up to 1500 sq. ft

Minimum Financing

PKR 0.3 Million

Maximum Financing

(Apartment/House)

Upto PKR 10 Million

Maximum Financing Term

1 - 20 years

Pricing

5% for the first 10 years, onward 12 Months KIBOR + 3%

Processing Fee

Prepayment/Balloon Payment Penalty

Bank investment Contribution

90% of Market Value value of property

Legal &Evaluation charges

As per Actual

Any other Charges

As per prevailing Schedule of charges.

Documents required to apply for the facility

Business/Self-Employed Individuals

Copy of CNIC
Bank statement (last 12 months)
3 years of proof of business (e.g., tax returns/bank certificate)
Professional association membership certificate/practice license
Copy of title document
Any other document required by the Bank

Salaried Individuals

Copy of CNIC
Bank statement (last 6 months) Original
Certified copy of recent pay slip
Copy of title document
Any other document required by the Bank

Tentative Monthly Rental (Installment)

Wazir-e-Azam Apna Ghar Program-Ghar Ho Tu Apna Tentative Monthly Payment
Profit for 1st 10 Years		5%
Financing Tenure		Monthly payment for First 10 Years
Financing Tenure		10 Years	15 Years	20 Years
Financing Amount	1,000,000	10,607	7,908	6,600
	1,500,000	15,910	11,862	9,899
	2,000,000	21,213	15,816	13,199
	2,500,000	26,516	19,770	16,499
	3,000,000	31,820	23,724	19,799
	3,500,000	37,123	27,678	23,098
	4,000,000	42,426	31,632	26,398
	5,000,000	53,033	39,540	32,998
	6,000,000	63,639	47,448	39,597
	7,000,000	74,246	55,356	46,197
	8,000,000	84,852	63,263	52,796
	9,000,000	95,459	71,171	59,396
	10,000,000	106,066	79,079	65,996

Minimum Monthly Income

Salaried Permanent: Rs. 35,000
Salaried Contractual: Rs.35,000
Pensioner: Rs. 50,000/-
SEB & SEP Branch: Net Income Rs. 70,000/-
SEB & SEP Non-Branch: Net Income Rs. 100,000/-

Other Terms & Conditions

Other terms conditions will be applicable as per the prevailing Housing Finance Product programs and credit policies.

For any further query, please feel free to visit the nearest Askari Bank Limited Branch or call 051-111-000-787.

Application Forms

Application Form Urdu Salaried (Green)
(Download)

Application Form for Salaried (Green)
(Download)

Application Form English Formal Business (Blue)
(Download)

Application Form Urdu Formal Business (Blue)
(Download)

Application Form English Salaried
(Download)

Application Form English Business
(Download)

No documents available.

First Name *

Last Name

Email *

Mobile Number *

CNIC Number *

Date of Birth *

Account with Askari Bank *

Product Name

Alternate Number

City *

Branch *

Net Income

Submitting this form does not guarantee approval.

Wazir-e-Azam Apna Ghar Program-Ghar Ho Tu Apna (Govt. Subsidy Scheme)

Overview

Key Features

Application Forms

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Wazir-e-Azam Apna Ghar Program-Ghar Ho Tu Apna (Govt. Subsidy Scheme)

Overview

Key Features

Application Forms

Subscribe to our mailing list to get the updates to your email inbox Subscribe

Download our Askari Mobile Application

Segments

Products

Quick Links

.

.

.

.

.

.

Subscribe to our mailing list to get the updates to your email inbox