Balance Transfer Facility

Overview

Managing your unsecured loans just got easier with Askari Personal Finance. With flexible financing limits and a repayment tenure of 1 to 4 years, both new and existing customers can take advantage of this hassle-free solution.

Key Features

  • Balance Transfer Facility to reduce your Monthly Debt payments
  • Dealing with One Bank makes your life easier
  • Release DBR for a higher loan amount
  • New and existing Personal Finance Customers can apply
  • Financing Limit: PKR 50,000 – PKR 4,000,000
  • Loan Tenure: 1-4 Years

Eligibility Criteria

Anyone who can avail Askari Personal Finance can apply for BTF Loans as well. Hence, please refer ‘Eligibility Criteria’ of the Personal Finance product here

*Click here to see the list of approved companies. Click Here to Calculate your Installment.

To view the flyer of the Balance Transfer Facility, please click here

Documents

Documents mainly required are:

  • Application form duly filled in all respects.
  • Copy of valid CNIC
  • Salary Slip / Salary Certificate
  • 6-month bank statement for salaried individuals (12-month for businessmen)
  • Contract letter (For contractual employees)
  • BTF-related documents (on a case-to-case basis)

How to Apply

You can apply by visiting our Branches or by calling our 24-hour Voice & Virtual Center at 051 111-000-787. Our dedicated staff will help you complete your loan application form and other formalities.

FAQ's


BTF means Balance Transfer Facility. A BTF Loan in Personal Finance is a process wherein a customer transfers outstanding balances of his/her clean loans from various other banks (examples: Credit Card, Personal Loans, Running Finance, Revolving Line etc.) into Askari Personal Finance. 

  • Usually, this leads to a lower debt amount than all of your individual loans combined. Hence, reduction in your overall monthly payments will help you to save money.
  • Dealing with one bank is more manageable and makes your life easier.
  • Pay your debts off in a predefined loan tenor through Personal Loan.
  • Release your DBR accordingly for more financing.

For Example, You have been availing of 01 or more Loan facilities (Credit Cards or Personal Finance etc.) from various banks. You can simply apply for Askari Personal Finance to pay off outstanding balances of these products & enjoy a fixed instalment loan with AKBL Personal Finance at a comparatively lower markup rate.

Anyone who can avail of Askari Personal Finance can apply for BTF Loans as well.

BTF Loans under Personal Finance can be applied from all cities/Areas without discrimination.

Loan tenure is a minimum of 01 years and a maximum of 04 years or as per prevailing SBP PRs.

Payment of Equal Monthly Installment (EMI) comprising of principal and markup will be made through Direct Debit Authority (DDA) of the borrower’s account maintained with AKBL.

Balance Transfer Facility Calculator

To calculate your installment, click here!

No documents available.

  Submitting this form does not guarantee approval.

   

Subscribe to our mailing list to get the updates to your email inbox
Download our Askari Mobile Application
Follow us on:
Contact Center 051-111-000-787
Last Updated: 24 June, 2026

© 2026 All Rights Reserved

|

Disclaimer

|

Privacy Policy

|

Terms & Conditions

|

Contact Us
Footer Image Footer Image Footer Image