Empower Your Business with Running Musharakah!
Running Musharakah is a Shari’ah-compliant, partnership-based financing solution designed for corporates, commercial entities, and SMEs. Under this model, both the bank and the customer jointly invest in the business’s operating activities, sharing profits and losses according to a pre-agreed ratio.
Financing limits are set in line with regulatory approvals, with a typical tenor of one year. Collateral arrangements are customized, ranging from asset charges and mortgages to liens on deposits, ensuring security and flexibility.
With Running Musharakah, your business gains the financial strength to meet its short-term needs while maintaining compliance with Islamic principles.
Fuel your business growth with Running Musharakah – Apply now!
| Description | Specific Product Details |
| Name of Product: | Running Musharakah |
| Underlying Mode | Musharakah |
| Type of Product | Corporate / Commercial / SME |
| Basis of Pricing / Return | Profit Sharing Ratio |
| Financing Limits | Min / Max: Per party limit as per SBP Prudential Regulations / as per facility approval. |
| Tenors | One Year |
| Target Customers | Corporate / Commercial / SME |
| Security / Collateral | On a case-to-case basis (as per facility approval) e.g. Hypothecation, Charge on Assets, Mortgage of properties, Pledge, lien on deposits etc. as per facility approval. |
