Digital Wallet

Overview

Askari Digital Wallet is a mobile financial service designed to meet the needs of people in Pakistan who don’t have access to traditional banking. Its goal is to support the financial inclusion efforts of the State Bank of Pakistan. With Askari Digital Wallet, your mobile number becomes your bank account. It provides convenience for mobile phone users to securely send and receive money, pay bills, cover educational fees, make donations, recharge mobile phones and much more.

Account Types

  • Level 0
  • Level 1

Level 0

DescriptionLevel – 0
OverviewBasic BB Account with low KYC requirements and low transaction limits.
Eligibility Criteria
  • NADRA valid CNIC holder
  • Postpaid /prepaid subscribers of any PTA approved Mobile Network Operator are eligible to open the Askari Digital Wallet
Transactional Limits

a. Rs. 25,000 per day
b. Rs. 50,000 per month
c. Rs. 200,000 per year
Rs. 200,000/- maximum balance limit

  • The transaction limits shall be treated separately for both payments and receipts on BB Accounts
  • Limit not applicable on bill payment
  • Level-0 account holders are not able to perform Account-to-Person transfers, cash deposits, or cash withdrawals until they complete their Biometric Verification (BV).
Features
  • Paperless and instant account opening process
  • Fast, reliable and secure access to bank account
  • Askari Digital Wallet Mobile App.
  • No Minimum Balance requirement
  • No service charges for account opening and closing
  • Send/Receive Money from/to any Bank Account
  • Send/Receive Money from/to any Mobile Account
  • SMS Alert.
  • Debit Card (Usable at all ATMs and POS (Point of Sales) across Pakistan)
  • Effortless Utility bills, Educational fees and Donation payments
  • Instant prepaid and postpaid mobile recharge
  • Instant prepaid and postpaid mobile recharge
  • Conveniently Transfer In / Out from/ to Linked Own Askari Regular Account
  • Experience 24/7 banking access


Level 1

DescriptionLevel – 1
Eligibility Criteriaa. NADRA valid CNIC holder and also a postpaid/prepaid subscriber of any PTA-approved Mobile Network Operator is eligible to open Askari Digital Wallet
b. Biometric Verification of customer from NADRA
Transactional Limits

a. Rs. 50,000 per day
b. Rs. 200,000 per month

  • The transaction limits shall be treated separately for both payments and receipts on BB Accounts
  • Limit not applicable on bill payments.
  • Limit not applicable on salary credits

Features

  • Paperless and instant account opening process
  • Fast, reliable and secure access to bank account
  • Askari Digital Wallet Mobile App.
  • No Minimum Balance requirement
  • No service charges for account opening and closing
  • Send/Receive Money from/to any Bank Account
  • Send/Receive Money from/to any Mobile Account
  • SMS Alerts
  • Debit Card (Usable at all ATMs and POS (Point of Sales) across Pakistan)
  • Effortless Utility bills, Educational fee and Donation payments
  • Instant prepaid and postpaid mobile recharge
  • Conveniently Transfer In / Out from/ to Linked Own Askari Regular Account
  • Experience 24/7 banking access


Service Charges

Please click here to see the detailed Schedule of Charges of Askari Bank Limited.

Download Askari Digital Wallet Mobile App

Minimum Operating System Requirements

Askari Digital Wallet Mobile Application can be downloaded from the following app stores:

 iOS: Minimum version iOS 10

 Android: Minimum version Marshmallow 6.0 

Frequently Asked Questions


Askari Digital Wallet is a branchless banking account (Mobile Account) that offers convenient access to financial services. It is registered on your Mobile number and can be used for bill payments, mobile phone top-ups, funds transfer and much more  

Opening of Askari Digital Wallet is free of cost for all subscribers. 

Any Valid CNIC holder and also a postpaid/prepaid subscriber of any PTA approved Mobile Network Operator.

Only one Askari Digital Wallet can be registered on a single CNIC /Mobile Number.

Upon successful account opening, you can download the Askari Digital Wallet Mobile App from Android and iOS Play Stores and enter your desired 4-digit MPIN. All transactions made from Mobile Account are secured with 4 digits MPIN.

Similar to an ATM PIN, MPIN is a 04-digit numeric value which is used to authorize all transactions from Askari Digital Wallet. Without MPIN, no transaction is possible. Refrain from sharing your Askari Digital Wallet App login credentials, MPIN or OTP with any unauthorized entity and change it regularly.

Transaction will be processed instantly.

Yes. You can transfer money through respective Internet Banking Portals, Mobile Applications and ATM Networks. Just select Askari Bank as the beneficiary Bank Name, enter your Askari Digital Wallet as the account number and transaction amount and funds will be credited to your Mobile Account instantly.

Yes. You can select Beneficiary Bank, enter the beneficiary account number and transaction amount and your transaction will be completed instantly.

If you are Askari Digital Wallet holder and have a Core Banking Account in Askari Bank, you can transfer money from your Askari Core Banking Account to your Askari Digit Wallet. You can add/update your linked Core Banking Account and subsequently, this update will be verified from the respective Askari Bank branch.

If you are an Askari Digital Wallet holder and have a Core Banking Account in Askari Bank, you can transfer money from your Askari Digital Wallet into an Askari Core Bank account. You can add/update your linked Core Banking Account and subsequently, this update will be verified from the respective Askari Bank branch. Only one Core Banking account can be linked with Askari Digital Wallet for Transfer in/Out facility.

You can view your last five transactions, free of cost by using the “Account Statement” option available in the “My Account” Tab. Please call Askari Voice and Virtual Center at 111-000-787 for the issuance of an account statement for any specific period.

You must close your Askari Digital Wallet first then you can MNP to another Telco operator.

You can close your Askari Digital Wallet by calling the Askari Contact Centre at 111-000-787.

To reset MPIN, please call Askari Voice and Virtual Center at 111-000-787. Upon necessary verification, you will receive a temporary MPIN in SMS which must be changed on your next login.

To reset MPIN, please call Askari Voice and Virtual Center at 111-000-787. Upon necessary verification, you will receive a temporary MPIN in SMS which must be changed on your next login.

No, the account is never compromised because it cannot be used without a secret MPIN. In case of a stolen SIM, immediately call Askari Voice and Virtual Center at 111-000-787 to block your Askari Digital Wallet. After replacing the SIM from the respective Telco, please call Askari Voice and Virtual Center at 111-000-787 again. Upon necessary verification, you will receive a temporary MPIN in SMS which must be changed on your next login.

No documents available.


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Last Updated: 24 June, 2026

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