Personal Finance

If you need CASH to meet your financial needs, Askari Personal Finance is the best for you. It will suit to the people having:

  • Pre-defined borrowing needs.
  • Want the peace of mind through fixed monthly installment and no hassle of billing system.

You may apply Askari Personal Finance to give the best education to your child, plan a perfect wedding, decorate your sweet home, debt consolidation, visit your favorite destination, buy a much desired gadget and more!

Particulars Details
Tenure of Loan 1 to 4 years
Minimum Age of Borrower Salaried: 21 Years
SEB/SEP: 23 Years
Maximum Age till Maturity of Loan 60 Years (Salaried-Permanent)
65 Years (Salaried-Contractual)
65 Years (Government Pensioners)
65 Years (SEB/SEP)
Minimum Salary / Income

Permanent Employees:

  • GOP/Semi Govt./Autonomous Bodies PKR 35,000/-
  • *Approved Company (Category A) PKR 40,000/-
  • *Approved Company (Category B & C) PKR 50,000/-
  • Non-Approved Company PKR 70,000/-

Contractual Employees:

  • GOP/Semi Govt./Autonomous Bodies PKR 45,000/-
  • *Approved Company (Category A) PKR 60,000/-
  • *Approved Company (Category B & C) PKR 60,000/-
  • Non-Approved Company PKR 80,000/-


  • GOP/Semi Govt./Autonomous Bodies PKR 40,000/-


  • Branch Customers PKR 100,000/-
  • Non-Branch Customers PKR 150,000/-
Finance Amount (subject to DBR) Rs. 50,000/- to 4,000,000/-
Top-ups / Enhancement Loan Top-ups / Enhancement facility after every 3 months.
Mark-up Rates


Branch Customer: 31% Fixed
Non-Branch Customer: 33% Fixed

Branch Customer: 33% Fixed
Non-Branch Customer: 37% Fixed

                                                                                                         Terms & conditions apply
* Click here to see list of approved companies.     Click Here to Calculate your Installment

To view the flyer of Askari Personal Finance, please click here

Documents mainly required are:

  • Application form duly filled in all respects.
  • Copy of valid CNIC
  • Salary Slip / Salary Certificate
  • 6-month bank statement for salaried individuals (12-month for businessmen)
  • Contract letter (For contractual employees)

You can apply by visiting  our Branches or by calling at our 24 hrs Voice & Virtual Center at                 111-000-787. Our dedicated staff will help you complete your loan application form and other formalities.

You can also submit your details here, our staff will contact you.

1. Who can apply for AKBL Personal Finance?

  • Officers Serving & Retired/ widows
  • Serving & Retired JCOs/ Equivalent And Lower Cadres/ widows
  • Civilians working in Armed Forces Organizations Permanent & Contractual
  • Salaried Individuals including GOP/ Semi Government/ Autonomous Bodies
  • Pensioners of GOP/ Semi Government/ Autonomous Bodies
  • Self Employed Businessman & women/ Professional (SEB/SEP)
  • Specially Abled Persons/ Visually Impaired Person/ Persons with Disabilities (PWD)
  • Askari Bank Employees

2. Can overseas Pakistanis obtain Personal Finance facility from AKBL?

    Yes. The individuals maintaining FC account with AKBL, Remittances/ Roshan Digital     Account holders/ Holders of Naya Pakistan Certificates
    Note: Facility can only be allowed In case of joint account maintaining with AKBL.

3. What is the minimum and maximum financing amount?

    The minimum financing amount is Rs. 50,000/. The maximum financing limit will be up to     40% Debt Burden Ratio and as per SBP PR.

4. What would be the financing tenure?

    Loan tenure is Minimum 01 year and maximum 04 years or as per prevailing SBP PRs.

5. What is the age criteria for applying AKBL Personal Finance?

    Min: 21 Years to Max: 60 Years.

6. What is the minimum monthly income criterion?

    Minimum monthly income of Rs. 35,000/- is required to be eligible for the AKBL Personal     Finance.

7. In which area of the country one can avail Personal Finance form AKBL?

    Personal Finance can be availed from all cities / Areas without discrimination.

9. What is the Application processing time?

    The processing time of Personal Finance is 10 working days form login till approval     subject to complete application with required documents.

10. What is the Application processing Charges?

    It will be as per prevailing Schedule of Charges (SOC).

11. What is the repayment mode?

    Payment of Equal Monthly Installment (EMI) comprising of principal and mark-up will be     made through Direct Debit Authority (DDA) of borrower’s account maintained with AKBL.

12. Can I make balloon payments or premature termination of facility ?

    Yes, Balloon payment or premature termination option is available for all customers.     Charges will be applied as per prevailing Bank’s schedule of charges

13. What happens if I fail to fulfill your payment obligations?

    In case of overdue / default, recovery department of AKBL will contact you, your loan     related details will be reported to Credit Bureau. Late payment and cheque return charges     may also be applicable as per prevailing schedule of charges. Legal proceeding may also     be initiated by the Bank.

14. How will I get update of my Personal Loan Application?

    Our Sales/ front end staff is quite supportive and always there to serve you. You can     visit/ call or send email at our Customer Services center(s) as well.
       Email Address: