If you need CASH to meet your financial needs, Askari Personal Finance is the best for you. It will suit the people who have:
You may apply for Askari Personal Finance to give the best education to your child, plan a perfect wedding, decorate your sweet home, consolidate debts, visit your favourite destination, buy a much-desired gadget and more!
| Particulars | Details |
| Tenure of Loan | 1 to 4 years |
| Minimum Age of Borrower | Salaried: 21 Years
SEB/SEP: 23 Years |
| Maximum Age till Maturity of Loan | 60 Years (Salaried-Permanent)
65 Years (Salaried-Contractual) 65 Years (Government Pensioners) 65 Years (SEB/SEP) |
| Minimum Salary / Income | Permanent Employees:
Contractual Employees:
Pensioners:
SEB/SEP:
|
| Finance Amount (subject to DBR) | Rs. 50,000/- to 4,000,000/- |
| Top-ups / Enhancement Loan | Top-ups / Enhancement facility after every 3 months. |
| Mark-up Rates | Salaried: Branch Customer: 31% Fixed Non-Branch Customer: 33% Fixed SEB/SEP: Branch Customer: 33% Fixed Non-Branch Customer: 37% Fixed |
Click here to see the list of approved companies. Click Here to calculate your installment
To view the flyer of Askari Personal Finance, please click here
Documents mainly required are:
You can apply by visiting our Branches or by calling our 24-hour Voice & Virtual Center at 051 111-000-787. Our dedicated staff will help you complete your loan application form and other formalities.
You can also submit your details here, our staff will contact you.
The minimum financing amount is Rs. 50,000/. The maximum financing limit will be up to 40% Debt Burden Ratio and as per SBP PR.
Loan tenure is a Minimum of 01 year and a maximum of 04 years or as per prevailing SBP PRs.
Min: 21 Years to Max: 60 Years.
A minimum monthly income of Rs. 35,000/- is required to be eligible for the AKBL Personal Finance.
Personal Finance can be availed from all cities / Areas without discrimination.
The processing time of Personal Finance is 10 working days from login till approval subject to completing the application with required documents.
It will be as per the prevailing Schedule of Charges (SOC).
Payment of Equal Monthly Installment (EMI) comprising of principal and markup will be made through Direct Debit Authority (DDA) of the borrower’s account maintained with AKBL.
Yes, the Balloon payment or premature termination option is available for all customers. Charges will be applied as per prevailing Bank’s schedule of charges.
In case of overdue / default, the recovery department of AKBL will contact you, and your loan-related details will be reported to the Credit Bureau. Late payment and cheque return charges may also be applicable as per the prevailing schedule of charges. Legal proceedings may also be initiated by the Bank.
Our Sales/front-end staff is quite supportive and always there to serve you. You can visit/ call or send an email to our Customer Services centre (s) as well.
Email Address: CustomerServices@askaribank.com.pk
